riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Hood County Disaster Risk

Hood County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

71th

of 3,144 counties

State Rank

#79

of 254 (1 = highest risk)

Flood Risk

62th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 62% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 91% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 30% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 53% of US counties

Risk Overview

About Natural Disaster Risk in Hood County, Texas

Hood County risk moderately exceeds national

Hood County's composite risk score of 70.52 earns a "Relatively Low" rating but still surpasses the national average. The north-central Texas county faces concentrated exposure to wildfires and tornadoes that drive its overall profile.

Above-average risk for Texas state

With a score of 70.52 compared to Texas's state average of 49.00, Hood County ranks higher-risk than typical. The county's position in north-central Texas makes it vulnerable to spring severe weather and wildfire threats.

Comparable risk to nearby central Texas

Hood County's 70.52 score is very close to Hill County (72.96) and Hopkins County (71.22), placing it in the mid-range of the central Texas cluster. All three counties face similar tornado and wildfire exposure.

Wildfires and tornadoes dominate threats

Wildfire risk reaches 91.28 and tornado risk stands at 92.11, making severe weather and drought-driven fire the county's top two hazards. Flood risk of 61.93 is moderate but meaningful in parts of the county.

Prepare for wind and wildfire events

Hood County residents need homeowners insurance with strong wind/hail coverage and should ensure wildfire damage is included in their policy. Create defensible space around your home and maintain a preparedness plan for spring tornado season and summer fire season.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Hood County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    92th percentile
  2. #2
    WildfirePrepare
    91th percentile
  3. #3
    FloodPrepare
    62th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Hood County

Risk Verdict

At the 71th percentile nationally, Hood County experiences a manageable level of natural hazard risk that falls below the U.S. median. Hood County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Tornado risk is Hood County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 91th percentile nationally. Additional tracked hazards include flood (62th percentile), hurricane (53th percentile), earthquake (30th percentile).

Preparedness Context

Hood County's primary hazard, tornado, ranks at the 92th percentile nationally. In Hood County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Wildfire is the second hazard driver for Hood County at the 91th percentile nationally, meaning households should maintain awareness of both severe-weather and wildfire-specific warning systems. The highest-risk window for tornado fatalities is overnight, when Hood County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Hood County households.

Regional Context

Hood County falls 21.5 points above Texas's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Hood County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Hood County, TX?
Hood County has a FEMA National Risk Index rating of Relatively Low, placing it in the 71th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hood County?
Hood County is evaluated for five major natural hazard types: tornado (92th percentile), wildfire (91th percentile), flooding (62th percentile), hurricane (53th percentile), earthquake (30th percentile). The highest-risk hazard is tornado at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hood County risk compare to the Texas average?
Hood County's composite risk percentile is 71th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Hood County faces higher natural disaster risk than the typical county in Texas.
Is Hood County at risk for tornado?
Yes, Hood County's tornado risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hood County is at the 62th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Hood County higher risk than average?
Hood County's composite risk score of 71th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (92th percentile), along with wildfire and flooding and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.