Rockwall County Disaster Risk

Rockwall County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

71th

of 3,144 counties

State Rank

#78

of 254 (1 = highest risk)

Flood Risk

61th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 61% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 67% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 94% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 44% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 34% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Rockwall County, TX?
Rockwall County has a FEMA National Risk Index rating of Relatively Low, placing it in the 71th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Rockwall County?
Rockwall County is evaluated for five major natural hazard types: tornado (94th percentile), wildfire (67th percentile), flooding (61th percentile), earthquake (44th percentile), hurricane (34th percentile). The highest-risk hazard is tornado at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Rockwall County risk compare to the Texas average?
Rockwall County's composite risk percentile is 71th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Rockwall County faces higher natural disaster risk than the typical county in Texas.
Is Rockwall County at risk for tornado?
Yes, Rockwall County's tornado risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Rockwall County is at the 61th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Rockwall County higher risk than average?
Rockwall County's composite risk score of 71th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (94th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.