Llano County Disaster Risk
Llano County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
70th
of 3,144 counties
State Rank
#80
of 254 (1 = highest risk)
Flood Risk
83th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Moderate
Higher than 83% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 80% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 68% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 10% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 54% of US counties
Risk Overview
About Natural Disaster Risk in Llano County, Texas
Llano County: Above-Average Risk
Llano County scores 70.39 on the composite risk scale, earning a Relatively Low rating but exceeding the Texas state average of 49.00 by 44%. This makes Llano a notably higher-risk county, driven by significant flood and wildfire exposure in Central Texas.
Llano's Upper-Tier Risk Standing
Llano County's composite risk score of 70.39 places it in the higher-risk tier of Texas counties, reflecting substantial exposure to floods, wildfires, and tornadoes. The county ranks considerably higher than the state average across multiple hazard types.
Llano Among Central Texas Peers
Llano County (70.39) carries higher risk than Leon County (58.30) and Limestone County (59.26) to the east, but lower than Liberty County (79.52) to the southeast. It shares elevated risk with Lubbock County (96.25) to the west, though the hazard types differ by region.
Llano's Dual Flood-Wildfire Threat
Flood risk (82.51) and wildfire risk (80.25) dominate Llano County's hazard landscape, reflecting both hill country topography and dry vegetation patterns. Tornado risk (67.59) adds a third concern, making Llano a multi-hazard zone where seasonal preparedness is essential.
Essential Insurance for Llano Homes
Llano County residents must secure flood insurance given the county's 82.51 flood risk score, particularly if near waterways or in drainage areas. Ensure your homeowners policy covers wildfire and tornado damage, and review coverage limits before each storm season.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Llano County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Llano County
Risk Verdict
Llano County sits below the national average for natural disaster exposure, ranking at the 70th percentile across all U.S. counties. Understanding the specific hazards behind Llano County's ranking helps residents prioritize where to direct emergency planning efforts.
Hazard Breakdown
Flood risk is Llano County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 80th percentile nationally. Additional tracked hazards include tornado (68th percentile), hurricane (54th percentile), earthquake (10th percentile).
Preparedness Context
With flood ranked as the primary hazard at the 83th percentile nationally, Llano County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Secondary wildfire exposure at the 80th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Llano County households.
Regional Context
A composite score 21.4 points above the Texas state average puts Llano County in a higher-risk category than most counties in the state.
Is your household prepared for Llano County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Llano County, TX?
What types of natural hazards affect Llano County?
How does Llano County risk compare to the Texas average?
Is Llano County at risk for flooding?
How is natural disaster risk measured?
Why is Llano County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.