riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Parker County Disaster Risk

Parker County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

81th

of 3,144 counties

State Rank

#49

of 254 (1 = highest risk)

Flood Risk

72th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 72% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 96% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 96% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 41% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 45% of US counties

Risk Overview

About Natural Disaster Risk in Parker County, Texas

Parker County faces above-average risk

At 81.11, Parker County's composite risk score is 66% above the Texas state average of 49.00, earning a Relatively Moderate rating. This North Texas county ranks among the nation's more hazardous regions, reflecting its position in a tornado and wildfire-prone zone.

Upper-risk tier among Texas counties

Parker County ranks in the high-risk band statewide, driven by extreme wildfire and tornado exposure that characterizes North Texas. The county's composite score places it well into the upper quartile of Texas risk profiles, making disaster preparedness a serious priority.

Riskier than most surrounding areas

Parker County (81.11) significantly exceeds Palo Pinto (55.22) and Panola (55.44), approaching the vulnerability levels of Orange County (85.91) and Nueces County (96.63). Its exceptional wildfire and tornado exposure makes it one of North Texas's most hazardous counties for property owners.

Wildfire and tornado are existential

Wildfire risk soars to 96.25 and tornado risk reaches 96.22—both among the highest in Texas and the nation. Flood risk at 72.42 adds a third significant concern, while earthquake (41.44) and hurricane (45.18) remain secondary, making Parker County a fire-and-wind-dominated disaster zone.

Wildfire and tornado coverage are critical

Verify that your homeowners policy covers both wildfire and tornado damage with appropriate deductibles and limits—these are non-negotiable in Parker County. Consider a separate windstorm policy if available, review your flood coverage, and invest in property hardening (defensive landscaping, metal roofing) to reduce vulnerability to the county's twin fire-and-wind threats.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Parker County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    96th percentile
  2. #2
    TornadoPrepare
    96th percentile
  3. #3
    FloodPrepare
    72th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Parker County

Risk Verdict

At the 81th percentile nationally, Parker County sits in the upper half of U.S. counties for natural disaster exposure. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Parker County residents.

Hazard Breakdown

Wildfire risk is Parker County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 96th percentile nationally. Additional tracked hazards include flood (72th percentile), hurricane (45th percentile), earthquake (41th percentile).

Preparedness Context

Parker County sits at the 96th percentile for wildfire exposure. Signing up for Parker County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. The county's tornado exposure at the 96th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. In Parker County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

The Texas county average is 32.1 composite points below Parker County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Parker County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Parker County, TX?
Parker County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 81th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Parker County?
Parker County is evaluated for five major natural hazard types: wildfire (96th percentile), tornado (96th percentile), flooding (72th percentile), hurricane (45th percentile), earthquake (41th percentile). The highest-risk hazard is wildfire at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Parker County risk compare to the Texas average?
Parker County's composite risk percentile is 81th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Parker County faces higher natural disaster risk than the typical county in Texas.
Is Parker County at risk for wildfire?
Yes, Parker County's wildfire risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Parker County is at the 72th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Parker County higher risk than average?
Parker County's composite risk score of 81th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (96th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.