riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Midland County Disaster Risk

Midland County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

81th

of 3,144 counties

State Rank

#47

of 254 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 93% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 91% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 37% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 38% of US counties

Risk Overview

About Natural Disaster Risk in Midland County, Texas

Midland faces above-average disaster risk

Midland County's composite risk score of 81.20 significantly exceeds the national average of roughly 50, landing in the Relatively Moderate category. This Permian Basin county confronts genuine multi-hazard exposure that demands resident preparedness.

Among Texas's higher-risk counties

Midland's score of 81.20 towers above Texas's state average of 49.00, positioning it in the state's top tier of vulnerable counties. The county's composite risk is second only to McLennan in this eight-county set.

Significantly riskier than most neighbors

Midland's score of 81.20 far exceeds nearby Mitchell County (19.75) and Menard County (3.05), reflecting its exposed geographic position. Only McLennan County (91.22) faces comparable overall hazard exposure in the broader region.

Wildfire and tornado lead the threats

Wildfire risk scores 93.10 and tornado risk hits 91.44 in Midland County—both exceptionally high exposure levels. Flood risk at 80.50 adds a third serious hazard that residents must prepare for year-round.

Invest in comprehensive multi-hazard coverage

Midland residents should layer homeowners insurance with separate windstorm and flood policies to cover all major exposures. Review and test your evacuation plan twice yearly and maintain 30 feet of defensible space around your home.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Midland County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    93th percentile
  2. #2
    TornadoPrepare
    91th percentile
  3. #3
    FloodPrepare
    81th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Midland County

Risk Verdict

With a composite score at the 81th percentile, Midland County sits above the national median for natural hazard exposure. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Midland County residents should plan accordingly.

Hazard Breakdown

Wildfire risk is Midland County's dominant natural hazard, ranked at the 93th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 91th percentile nationally. Additional tracked hazards include flood (81th percentile), hurricane (38th percentile), earthquake (37th percentile).

Preparedness Context

At the 93th percentile nationally for wildfire risk, Midland County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary tornado exposure at the 91th percentile nationally means Midland County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Midland County residents.

Regional Context

At 32.2 points above the Texas state average, Midland County carries meaningfully higher natural disaster exposure than a typical Texas county.

Is your household prepared for Midland County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Midland County, TX?
Midland County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 81th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Midland County?
Midland County is evaluated for five major natural hazard types: wildfire (93th percentile), tornado (91th percentile), flooding (81th percentile), hurricane (38th percentile), earthquake (37th percentile). The highest-risk hazard is wildfire at the 93th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Midland County risk compare to the Texas average?
Midland County's composite risk percentile is 81th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Midland County faces higher natural disaster risk than the typical county in Texas.
Is Midland County at risk for wildfire?
Yes, Midland County's wildfire risk is at the 93th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Midland County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Midland County higher risk than average?
Midland County's composite risk score of 81th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (93th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.