riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Travis County Disaster Risk

Travis County, Texas

FEMA Risk Rating

Relatively High

National Percentile

98th

of 3,144 counties

State Rank

#7

of 254 (1 = highest risk)

Flood Risk

98th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 98% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 91% of US counties

Tornado

Tornado and severe thunderstorm risk

Very High

Higher than 100% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 53% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 77% of US counties

Risk Overview

About Natural Disaster Risk in Travis County, Texas

Travis County Faces Above-Average Risk

Travis County's composite risk score of 97.74 places it among the highest-risk counties nationally, significantly above the U.S. average. The county's relatively high risk rating reflects substantial exposure to flooding, tornadoes, wildfires, and hurricanes—a complex hazard profile that affects residents across all geographies.

Highest-Risk County in Texas

Travis County's score of 97.74 nearly doubles the Texas state average of 49.00, making it the clear outlier for disaster risk statewide. This elevation is driven by exceptional exposure to tornadoes (99.68), flooding (98.35), and wildfires (90.84)—hazards that affect the Austin metropolitan area and surrounding communities regularly.

Dramatically Riskier Than Surrounding Areas

Travis County's 97.74 score vastly exceeds neighboring counties like Blanco, Bastrop, and Hays, positioning it as the region's hazard hotspot. Even compared to other Texas metros, Travis faces elevated multi-hazard exposure that reflects its geography along tornado corridors and flash-flood-prone waterways.

Critical Threats Requiring Immediate Action

Tornado risk (99.68) is exceptionally high—among the nation's worst—followed by flooding (98.35) from the area's creek and river systems and wildfire risk (90.84) from surrounding Hill Country woodlands. These three hazards create overlapping seasonal threats that can strike with little notice, demanding robust preparation and insurance coverage.

Essential Protection for Travis County

Invest in a safe room or reinforced shelter rated for high-wind and tornado impact; many Travis County homes lack this critical protection. Purchase flood insurance immediately through the NFIP or private insurers—flash flooding is frequent and often exceeds standard homeowners coverage limits, and verify your policy includes tornado coverage with minimal deductibles.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Travis County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    100th percentile
  2. #2
    FloodPrepare
    98th percentile
  3. #3
    WildfirePrepare
    91th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Travis County

Risk Verdict

Natural hazard exposure in Travis County is notably high, placing it at the 98th percentile among all U.S. counties. Travis County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Tornado risk is Travis County's dominant natural hazard, ranked at the 100th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 98th percentile nationally. Additional tracked hazards include wildfire (91th percentile), hurricane (77th percentile), earthquake (53th percentile).

Preparedness Context

Ranked at the 100th percentile nationally for tornado risk, Travis County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Travis County's county shelter map is typically available through the local emergency management office. The secondary flood hazard at the 98th percentile nationally adds seasonal complexity to Travis County's preparedness calendar, since flood and tornado risk often peak at different points in the year. Travis County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 48.7 points above the Texas state average puts Travis County in a higher-risk category than most counties in the state.

Is your household prepared for Travis County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Travis County, TX?
Travis County has a FEMA National Risk Index rating of Relatively High, placing it in the 98th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Travis County?
Travis County is evaluated for five major natural hazard types: tornado (100th percentile), flooding (98th percentile), wildfire (91th percentile), hurricane (77th percentile), earthquake (53th percentile). The highest-risk hazard is tornado at the 100th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Travis County risk compare to the Texas average?
Travis County's composite risk percentile is 98th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Travis County faces higher natural disaster risk than the typical county in Texas.
Is Travis County at risk for tornado?
Yes, Travis County's tornado risk is at the 100th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Travis County is at the 98th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Travis County higher risk than average?
Travis County's composite risk score of 98th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (100th percentile), along with flooding and wildfire and hurricane and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.