riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Chesapeake city Disaster Risk

Chesapeake city, Virginia

FEMA Risk Rating

Relatively Low

National Percentile

81th

of 3,144 counties

State Rank

#7

of 133 (1 = highest risk)

Flood Risk

83th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 83% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 66% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 72% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 71% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 92% of US counties

Risk Overview

About Natural Disaster Risk in Chesapeake city, Virginia

Chesapeake faces above-average disaster risk

With a composite risk score of 80.85, Chesapeake ranks as relatively low-risk but sits well above the national average. Hurricane exposure drives much of this vulnerability, with a 92.03 risk score that reflects the city's coastal location on the Hampton Roads.

Second-highest risk among Virginia counties

Chesapeake's score of 80.85 substantially exceeds Virginia's state average of 33.27, ranking it among the state's most at-risk communities. This elevated standing reflects both its size and geographic exposure to multiple hazard types.

Riskier than inland Virginia peers

Chesapeake's composite score of 80.85 far exceeds nearby Chesterfield County (84.83) and other neighboring regions, though coastal positioning makes direct comparison challenging. Its hurricane risk of 92.03 stands uniquely high compared to inland counties across the state.

Hurricanes and flooding dominate here

Hurricane risk reaches 92.03 in Chesapeake, the single largest threat facing the city, while flood risk of 82.86 compounds coastal vulnerability. These two hazards account for the bulk of the city's composite risk profile and warrant serious preparedness focus.

Hurricane and flood insurance are essential

Coastal residents in Chesapeake should prioritize flood insurance through the National Flood Insurance Program, as standard homeowners policies exclude flood damage. Consider additional hurricane coverage and regular roof inspections given the city's 92.03 hurricane risk score.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Chesapeake city

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    92th percentile
  2. #2
    FloodPrepare
    83th percentile
  3. #3
    TornadoPrepare
    72th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Chesapeake city

Risk Verdict

Chesapeake city ranks at the 81th percentile nationally for natural disaster risk — below the median for U.S. counties. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Hurricane risk is Chesapeake city's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 83th percentile nationally. Additional tracked hazards include tornado (72th percentile), earthquake (71th percentile), wildfire (66th percentile).

Preparedness Context

Chesapeake city ranks at the 92th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Chesapeake city's secondary flood risk at the 83th percentile nationally reinforces the value of a multi-hazard household plan rather than one focused exclusively on hurricane preparation. For extended post-storm outages common in Chesapeake city's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.

Regional Context

Compared to other Virginia counties, Chesapeake city runs 47.6 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Chesapeake city's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Chesapeake city, VA?
Chesapeake city has a FEMA National Risk Index rating of Relatively Low, placing it in the 81th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Chesapeake city?
Chesapeake city is evaluated for five major natural hazard types: hurricane (92th percentile), flooding (83th percentile), tornado (72th percentile), earthquake (71th percentile), wildfire (66th percentile). The highest-risk hazard is hurricane at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Chesapeake city risk compare to the Virginia average?
Chesapeake city's composite risk percentile is 81th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Chesapeake city faces higher natural disaster risk than the typical county in Virginia.
Is Chesapeake city at risk for hurricane?
Yes, Chesapeake city's hurricane risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Chesapeake city is at the 83th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Chesapeake city higher risk than average?
Chesapeake city's composite risk score of 81th percentile is above the Virginia state average of 33th percentile. This elevated risk is driven by hurricane exposure (92th percentile), along with flooding and tornado and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.