riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Franklin city Disaster Risk

Franklin city, Virginia

FEMA Risk Rating

Very Low

National Percentile

8th

of 3,144 counties

State Rank

#113

of 133 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 2% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 20% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 37% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 79% of US counties

Risk Overview

About Natural Disaster Risk in Franklin city, Virginia

Franklin city has very low disaster risk

Franklin city's composite risk score of 7.54 places it firmly in the very low category—only one-fifth of Virginia's state average of 33.27. The small city's urban footprint and hazard geography combine to create one of the state's safer communities.

Franklin city ranks among Virginia's safest

With a composite score of 7.54 compared to the state average of 33.27, Franklin city is one of the state's lowest-risk jurisdictions. The city's compact size and inland position provide substantial protection from multiple hazard categories.

Franklin city is slightly lower-risk than neighbors

Franklin city's 7.54 score matches Fredericksburg city (8.71) and sits below Fluvanna (13.49) and Franklin County (42.72). The two cities benefit from similar urban characteristics that reduce composite hazard exposure.

Hurricane risk dominates the threat profile

Franklin city's one notable vulnerability is hurricane risk (78.85)—among the highest in Virginia—despite its inland location, reflecting exposure to tropical moisture and remnant systems. Earthquake (36.55) and tornado (19.91) risks remain low, while flood (16.60) and wildfire (2.07) are minimal.

Hurricane preparedness takes priority here

Franklin city residents should focus hurricane preparation efforts—ensuring insurance covers wind damage and verifying policy limits before storm season. Given the city's exceptionally low flood and wildfire risks, standard homeowners coverage is generally sufficient for other hazards.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Franklin city

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    79th percentile
  2. #2
    EarthquakePrepare
    37th percentile
  3. #3
    TornadoPrepare
    20th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Franklin city

Risk Verdict

At the 8th percentile nationally, Franklin city experiences relatively limited natural hazard pressure compared to most of the country. No county at the 8th percentile is entirely free of natural hazard exposure; Franklin city residents benefit from staying alert to local conditions and signing up for county emergency alerts.

Hazard Breakdown

Hurricane risk is Franklin city's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 37th percentile nationally. Additional tracked hazards include tornado (20th percentile), flood (17th percentile), wildfire (2th percentile).

Preparedness Context

Franklin city ranks at the 79th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Alongside hurricane exposure, earthquake at the 37th percentile nationally means Franklin city households should plan for multiple hazard scenarios within a single storm event. For extended post-storm outages common in Franklin city's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.

Regional Context

A composite score 25.7 points below the Virginia state average puts Franklin city in a better-than-typical position relative to neighboring counties.

Is your household prepared for Franklin city's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Franklin city, VA?
Franklin city has a FEMA National Risk Index rating of Very Low, placing it in the 8th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Franklin city?
Franklin city is evaluated for five major natural hazard types: hurricane (79th percentile), earthquake (37th percentile), tornado (20th percentile), flooding (17th percentile), wildfire (2th percentile). The highest-risk hazard is hurricane at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Franklin city risk compare to the Virginia average?
Franklin city's composite risk percentile is 8th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Franklin city faces lower natural disaster risk than the typical county in Virginia.
Is Franklin city at risk for hurricane?
Yes, Franklin city's hurricane risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Franklin city is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Franklin city a safe place to live?
Franklin city's composite risk score of 8th percentile is below the Virginia state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 79th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.