riskbycounty
FEMA National Risk Index

Madison County Disaster Risk

Madison County, Virginia

FEMA Risk Rating

Very Low

National Percentile

8th

of 3,144 counties

State Rank

#111

of 133 (1 = highest risk)

Flood Risk

20th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 20% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 40% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 14% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 44% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

Risk Advisory: Madison County

Risk Verdict

Madison County has a very low overall disaster risk profile, scoring in the 8th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Hurricane risk is the dominant hazard for Madison County, scoring in the 70th percentile nationally. It is followed by earthquake risk at the 44th percentile. Additional hazards include wildfire (40th), flood (20th), tornado (14th).

Preparedness Context

With hurricane risk as the top concern, Madison County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as earthquake also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Madison County is notably safer than the average county in Virginia. Its composite risk score is 24.8 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Madison County, VA?
Madison County has a FEMA National Risk Index rating of Very Low, placing it in the 8th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madison County?
Madison County is evaluated for five major natural hazard types: hurricane (70th percentile), earthquake (44th percentile), wildfire (40th percentile), flooding (20th percentile), tornado (14th percentile). The highest-risk hazard is hurricane at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madison County risk compare to the Virginia average?
Madison County's composite risk percentile is 8th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Madison County faces lower natural disaster risk than the typical county in Virginia.
Is Madison County at risk for hurricane?
Yes, Madison County's hurricane risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Madison County is at the 20th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Madison County a safe place to live?
Madison County's composite risk score of 8th percentile is below the Virginia state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 70th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

King William County

Virginia

-0.2

Very Low

8th percentile

Bristol city

Virginia

+0.2

Very Low

9th percentile

Fredericksburg city

Virginia

+0.3

Very Low

9th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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