Northumberland County Disaster Risk

Northumberland County, Virginia

FEMA Risk Rating

Very Low

National Percentile

40th

of 3,144 counties

State Rank

#51

of 133 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 20% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 27% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 39% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 87% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Northumberland County, VA?
Northumberland County has a FEMA National Risk Index rating of Very Low, placing it in the 40th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Northumberland County?
Northumberland County is evaluated for five major natural hazard types: hurricane (87th percentile), flooding (68th percentile), earthquake (39th percentile), tornado (27th percentile), wildfire (20th percentile). The highest-risk hazard is hurricane at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Northumberland County risk compare to the Virginia average?
Northumberland County's composite risk percentile is 40th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Northumberland County faces higher natural disaster risk than the typical county in Virginia.
Is Northumberland County at risk for hurricane?
Yes, Northumberland County's hurricane risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Northumberland County is at the 68th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Northumberland County higher risk than average?
Northumberland County's composite risk score of 40th percentile is above the Virginia state average of 33th percentile. This elevated risk is driven by hurricane exposure (87th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.