riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Franklin County Disaster Risk

Franklin County, Washington

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#25

of 39 (1 = highest risk)

Flood Risk

84th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 84% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 85% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 13% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 81% of US counties

Risk Overview

About Natural Disaster Risk in Franklin County, Washington

Franklin County's Natural Disaster Risk

Franklin County scores 72.49 on the composite risk scale, earning a Relatively Low rating and sitting slightly above Washington's state average of 70.01. The county's risk profile reflects moderate exposure across multiple hazard types.

Where Franklin Ranks in Washington

Franklin County ranks in the mid-range among Washington's 39 counties, with a score of 72.49 that places it near the state average. The county faces more cumulative risk than Ferry or Garfield counties, but less than high-risk coastal areas.

Compared to Your Neighbors

Franklin County's risk (72.49) falls between lower-risk Ferry County (51.65) and higher-risk Grant County (76.94) in the Columbia Basin region. The county shares similar flood and wildfire vulnerabilities with neighboring Benton County, driven by agricultural and sagebrush landscapes.

Your Top Threats: Flood and Wildfire

Flood risk ranks highest at 83.52, reflecting the county's position near the Snake and Columbia rivers and seasonal irrigation infrastructure. Wildfire exposure is substantial at 84.61, while earthquake risk at 80.69 exceeds the state average, though tornado risk remains low at 12.53.

Secure Flood and Fire Coverage

Franklin County residents in floodplain areas should obtain flood insurance separate from homeowners policies through the National Flood Insurance Program. Ensure your policy covers both flood and wildfire damage, and clear vegetation near structures during fire season.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Franklin County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    85th percentile
  2. #2
    FloodPrepare
    84th percentile
  3. #3
    EarthquakePrepare
    81th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Franklin County

Risk Verdict

Natural hazard pressure in Franklin County is below the national midpoint, with a composite score at the 72th percentile. Proactive emergency planning and awareness of the specific hazards driving Franklin County's score can meaningfully reduce household risk.

Hazard Breakdown

Wildfire risk is Franklin County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 84th percentile nationally. Additional tracked hazards include earthquake (81th percentile), tornado (13th percentile).

Preparedness Context

With wildfire ranked at the 85th percentile nationally, Franklin County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Franklin County households to have on hand before fire season. A secondary flood exposure at the 84th percentile nationally means Franklin County residents face hazards from two distinct natural peril categories during different seasons. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Franklin County households — and the insurance review is the one most often deferred by Franklin County residents and most costly to skip when a fire event actually occurs.

Regional Context

Franklin County's risk score is broadly comparable to the Washington county average, with a 2.5-point gap that places the county near the center of the state's hazard distribution.

Is your household prepared for Franklin County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Franklin County, WA?
Franklin County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Franklin County?
Franklin County is evaluated for five major natural hazard types: wildfire (85th percentile), flooding (84th percentile), earthquake (81th percentile), tornado (13th percentile). The highest-risk hazard is wildfire at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Franklin County risk compare to the Washington average?
Franklin County's composite risk percentile is 72th, compared to the Washington state average of 70th percentile. The state's overall risk rating is Relatively Low. This means Franklin County faces higher natural disaster risk than the typical county in Washington.
Is Franklin County at risk for wildfire?
Yes, Franklin County's wildfire risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Franklin County is at the 84th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Franklin County higher risk than average?
Franklin County's composite risk score of 72th percentile is above the Washington state average of 70th percentile. This elevated risk is driven by wildfire exposure (85th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.