riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Hancock County Disaster Risk

Hancock County, West Virginia

FEMA Risk Rating

Very Low

National Percentile

41th

of 3,144 counties

State Rank

#34

of 55 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 31% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 51% of US counties

Risk Overview

About Natural Disaster Risk in Hancock County, West Virginia

Hancock's risk slightly below state average

Hancock County's composite risk score of 40.68 and Very Low rating indicate below-average natural disaster exposure nationally. The score sits notably below West Virginia's state average of 49.21, reflecting moderate overall hazard resilience.

Low-risk county in northern panhandle

Hancock County's score of 40.68 ranks it below the West Virginia average of 49.21, placing it in the lower-risk category statewide. The northern panhandle location offers some geographic protection from major disaster types.

Moderate risk in mid-range cluster

Hancock's score of 40.68 falls between Doddridge County (14.44) and Hardy County (42.46), occupying the middle ground for northern West Virginia. The county faces notably lower wildfire risk (16.51) than most regional peers.

Flooding and tornadoes are key concerns

Hancock County residents face significant flood risk (66.32) and elevated tornado exposure (22.96), making these the county's primary hazard considerations. Earthquake and wildfire risks are moderate but less pressing at 30.63 and 16.51 respectively.

Flood insurance and storm preparedness essential

Hancock's flood risk score of 66.32 makes flood insurance a critical investment for residents in vulnerable areas, including near the Ohio River. The 22.96 tornado risk score means homeowners should develop storm plans and maintain safe rooms or shelters.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Hancock County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    66th percentile
  2. #2
    HurricanePrepare
    51th percentile
  3. #3
    EarthquakePrepare
    31th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Hancock County

Risk Verdict

Hancock County's overall natural disaster score at the 41th percentile puts it well below the national median for hazard exposure. At the 41th percentile nationally, Hancock County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Flood risk is Hancock County's dominant natural hazard, ranked at the 66th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 51th percentile nationally. Additional tracked hazards include earthquake (31th percentile), tornado (23th percentile), wildfire (17th percentile).

Preparedness Context

Flood risk is Hancock County's top hazard at the 66th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Secondary hurricane exposure at the 51th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Households across Hancock County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Hancock County's composite risk score sits 8.5 points below the West Virginia county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Hancock County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Hancock County, WV?
Hancock County has a FEMA National Risk Index rating of Very Low, placing it in the 41th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hancock County?
Hancock County is evaluated for five major natural hazard types: flooding (66th percentile), hurricane (51th percentile), earthquake (31th percentile), tornado (23th percentile), wildfire (17th percentile). The highest-risk hazard is flooding at the 66th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hancock County risk compare to the West Virginia average?
Hancock County's composite risk percentile is 41th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Hancock County faces lower natural disaster risk than the typical county in West Virginia.
Is Hancock County at risk for flooding?
Yes, Hancock County's flooding risk is at the 66th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Hancock County a safe place to live?
Hancock County's composite risk score of 41th percentile is below the West Virginia state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 66th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.