riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Summers County Disaster Risk

Summers County, West Virginia

FEMA Risk Rating

Very Low

National Percentile

40th

of 3,144 counties

State Rank

#35

of 55 (1 = highest risk)

Flood Risk

60th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 60% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 47% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 7% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 33% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 42% of US counties

Risk Overview

About Natural Disaster Risk in Summers County, West Virginia

Summers maintains well-below-average risk

Summers County's composite risk score of 40.24 sits comfortably below the national average, indicating lower-than-typical natural disaster exposure. While flooding at 59.64 and wildfire at 46.95 are the county's notable hazards, tornado risk remains exceptionally low at 6.84.

Lower-risk county in West Virginia

Summers County ranks among West Virginia's safer counties with a composite score of 40.24, well below the state average of 49.21. The county benefits from relatively balanced hazard exposure with no single catastrophic risk dominating the profile.

Safer than most surrounding counties

Summers County's 40.24 score is notably lower than neighboring Raleigh County (65.52) and Roane County (45.01), making it a regional refuge from disaster exposure. Only Tyler County (35.59) presents comparable or lower risk in the immediate vicinity.

Balanced threats from floods and wildfires

Summers County faces dual primary hazards: flooding at 59.64 and wildfire risk at 46.95, both requiring distinct preparedness strategies. Earthquake risk at 33.14 presents a tertiary concern, while tornado exposure remains negligible at 6.84.

Standard insurance adequate for most residents

Summers County's moderate risk profile means standard homeowner insurance provides reasonable baseline protection for most residents. Those in forest-adjacent properties should consider wildfire preparedness and defensible space maintenance, while flood insurance remains advisable near waterways.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Summers County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    60th percentile
  2. #2
    WildfirePrepare
    47th percentile
  3. #3
    HurricanePrepare
    42th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Summers County

Risk Verdict

Summers County's natural disaster risk is among the lowest in the country, with a composite score at the 40th percentile nationally. At the 40th percentile nationally, Summers County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Flood risk is Summers County's dominant natural hazard, ranked at the 60th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 47th percentile nationally. Additional tracked hazards include hurricane (42th percentile), earthquake (33th percentile), tornado (7th percentile).

Preparedness Context

Summers County's top natural hazard is flood risk, ranked at the 60th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Secondary wildfire exposure at the 47th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. For most Summers County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

The West Virginia county average exceeds Summers County's score by 9.0 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Summers County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Summers County, WV?
Summers County has a FEMA National Risk Index rating of Very Low, placing it in the 40th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Summers County?
Summers County is evaluated for five major natural hazard types: flooding (60th percentile), wildfire (47th percentile), hurricane (42th percentile), earthquake (33th percentile), tornado (7th percentile). The highest-risk hazard is flooding at the 60th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Summers County risk compare to the West Virginia average?
Summers County's composite risk percentile is 40th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Summers County faces lower natural disaster risk than the typical county in West Virginia.
Is Summers County at risk for flooding?
Yes, Summers County's flooding risk is at the 60th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Summers County a safe place to live?
Summers County's composite risk score of 40th percentile is below the West Virginia state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 60th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.