riskbycounty
FEMA National Risk Index

St. Clair County Disaster Risk

St. Clair County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#26

of 67 (1 = highest risk)

Flood Risk

76th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 76% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 72% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 75% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 57% of US counties

Risk Advisory: St. Clair County

Risk Verdict

St. Clair County shows a relatively low overall disaster risk profile, scoring in the 72th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Tornado risk is the dominant hazard for St. Clair County, scoring in the 92th percentile nationally. It is followed by flood risk at the 76th percentile. Additional hazards include earthquake (75th), wildfire (72th), hurricane (57th).

Preparedness Context

With tornado risk as the top concern, St. Clair County residents should identify a safe room or interior space on the lowest floor, have a NOAA weather radio, and practice tornado drills with your household. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

St. Clair County is significantly riskier than the average county in Alabama. Its composite risk score is 10.6 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in St. Clair County, AL?
St. Clair County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect St. Clair County?
St. Clair County is evaluated for five major natural hazard types: tornado (92th percentile), flooding (76th percentile), earthquake (75th percentile), wildfire (72th percentile), hurricane (57th percentile). The highest-risk hazard is tornado at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does St. Clair County risk compare to the Alabama average?
St. Clair County's composite risk percentile is 72th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means St. Clair County faces higher natural disaster risk than the typical county in Alabama.
Is St. Clair County at risk for tornado?
Yes, St. Clair County's tornado risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, St. Clair County is at the 76th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is St. Clair County higher risk than average?
St. Clair County's composite risk score of 72th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by tornado exposure (92th percentile), along with flooding and earthquake and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Elmore County

Alabama

+0.0

Relatively Low

72th percentile

Dallas County

Alabama

-1.4

Relatively Low

71th percentile

Choctaw County

Alabama

-1.5

Relatively Low

71th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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