Morgan County Disaster Risk

Morgan County, Colorado

FEMA Risk Rating

Relatively Low

National Percentile

52th

of 3,144 counties

State Rank

#19

of 64 (1 = highest risk)

Flood Risk

56th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 56% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 65% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 67% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 40% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Morgan County, CO?
Morgan County has a FEMA National Risk Index rating of Relatively Low, placing it in the 52th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Morgan County?
Morgan County is evaluated for five major natural hazard types: tornado (67th percentile), wildfire (65th percentile), flooding (56th percentile), earthquake (40th percentile). The highest-risk hazard is tornado at the 67th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Morgan County risk compare to the Colorado average?
Morgan County's composite risk percentile is 52th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Morgan County faces higher natural disaster risk than the typical county in Colorado.
Is Morgan County at risk for tornado?
Yes, Morgan County's tornado risk is at the 67th percentile nationally. This is above the national median. For flooding specifically, Morgan County is at the 56th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Morgan County higher risk than average?
Morgan County's composite risk score of 52th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by tornado exposure (67th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.