Otero County Disaster Risk

Otero County, Colorado

FEMA Risk Rating

Relatively Low

National Percentile

51th

of 3,144 counties

State Rank

#22

of 64 (1 = highest risk)

Flood Risk

60th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 60% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 76% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 33% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 35% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Otero County, CO?
Otero County has a FEMA National Risk Index rating of Relatively Low, placing it in the 51th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Otero County?
Otero County is evaluated for five major natural hazard types: wildfire (76th percentile), flooding (60th percentile), earthquake (35th percentile), tornado (33th percentile). The highest-risk hazard is wildfire at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Otero County risk compare to the Colorado average?
Otero County's composite risk percentile is 51th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Otero County faces higher natural disaster risk than the typical county in Colorado.
Is Otero County at risk for wildfire?
Yes, Otero County's wildfire risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Otero County is at the 60th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Otero County higher risk than average?
Otero County's composite risk score of 51th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by wildfire exposure (76th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.