riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Saguache County Disaster Risk

Saguache County, Colorado

FEMA Risk Rating

Very Low

National Percentile

14th

of 3,144 counties

State Rank

#46

of 64 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 64% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 8% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 37% of US counties

Risk Overview

About Natural Disaster Risk in Saguache County, Colorado

Saguache County's low-risk standing

Saguache County's composite risk score of 14.25 earns a "Very Low" rating and sits substantially below the national average. The county offers among the lowest natural disaster exposure in the United States.

Colorado's second-safest county

Saguache County's score of 14.25 ranks second-lowest in Colorado, well below the state average of 40.67. Residents experience natural disaster exposure significantly better than the Colorado norm.

Safest in its region

Saguache County (14.25) faces dramatically lower risk than Rio Grande County (45.77) and Rio Blanco County (37.60), and is comparable to Phillips County (12.34). The county's south-central location offers exceptional protection.

Wildfire poses secondary risk

Wildfire risk (64.12) is Saguache County's primary hazard, though still below state average for that category. Flood risk (17.46), earthquake risk (37.05), and tornado risk (7.95) all remain minimal.

Standard coverage with attention

Saguache County residents should maintain standard homeowners insurance with wildfire coverage as a sensible precaution. The county's low overall risk profile allows for more basic protection strategies than higher-hazard areas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Saguache County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    64th percentile
  2. #2
    EarthquakePrepare
    37th percentile
  3. #3
    FloodPrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Saguache County

Risk Verdict

Saguache County's overall natural disaster score at the 14th percentile puts it well below the national median for hazard exposure. At the 14th percentile nationally, Saguache County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Wildfire risk is Saguache County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 37th percentile nationally. Additional tracked hazards include flood (17th percentile), tornado (8th percentile).

Preparedness Context

With wildfire ranked at the 64th percentile nationally, Saguache County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Saguache County households to have on hand before fire season. Alongside wildfire, earthquake at the 37th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Saguache County households — and the insurance review is the one most often deferred by Saguache County residents and most costly to skip when a fire event actually occurs.

Regional Context

Saguache County's composite risk score sits 26.4 points below the Colorado county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Saguache County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Saguache County, CO?
Saguache County has a FEMA National Risk Index rating of Very Low, placing it in the 14th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Saguache County?
Saguache County is evaluated for five major natural hazard types: wildfire (64th percentile), earthquake (37th percentile), flooding (17th percentile), tornado (8th percentile). The highest-risk hazard is wildfire at the 64th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Saguache County risk compare to the Colorado average?
Saguache County's composite risk percentile is 14th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Saguache County faces lower natural disaster risk than the typical county in Colorado.
Is Saguache County at risk for wildfire?
Yes, Saguache County's wildfire risk is at the 64th percentile nationally. This is above the national median. For flooding specifically, Saguache County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Saguache County a safe place to live?
Saguache County's composite risk score of 14th percentile is below the Colorado state average of 41th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 64th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.