riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Henry County Disaster Risk

Henry County, Illinois

FEMA Risk Rating

Relatively Low

National Percentile

57th

of 3,144 counties

State Rank

#49

of 102 (1 = highest risk)

Flood Risk

52th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 52% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 7% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 70% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 58% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 19% of US counties

Risk Overview

About Natural Disaster Risk in Henry County, Illinois

Henry County faces elevated risk

Henry County scores 57.09 on the composite risk scale, earning a Relatively Low rating that slightly exceeds Illinois' state average of 54.46. Your county experiences roughly the same natural disaster risk as typical Illinois communities, with notable exposure to tornadoes and flooding. This mid-range position reflects a blend of moderate-to-high hazard exposure across multiple disaster types.

Above-average risk among Illinois counties

Henry County ranks slightly above the Illinois state average of 54.46 with a composite score of 57.09, placing it in the middle band of state hazard exposure. While many Illinois counties face lower risk, others experience substantially more—Henry's position reflects above-average vulnerability to tornadoes (70.36) and flooding (51.53). This intermediate standing calls for proactive hazard preparedness across multiple threat types.

Riskier than safer neighbors

Henry County's 57.09 risk score significantly exceeds nearby Henderson County (17.53), Hancock County (31.08), and Hardin County (8.30), making it the riskiest in the immediate region. Jackson County (87.12) to the southeast faces substantially more hazard exposure, driven by higher earthquake and flood risks. Hamilton County (30.82), though safer, still faces considerably less overall risk than Henry.

Tornadoes and flooding dominate

Tornadoes represent the highest hazard at 70.36, making Henry County vulnerable to powerful springtime storms that can cause severe property damage and injury—this is a critical preparedness priority. Flooding ranks second at 51.53, reflecting exposure to river systems and flood-prone areas where water damage can devastate homes and infrastructure. Earthquakes (58.11) and wildfire (7.12) pose tertiary but real risks worth acknowledging.

Essential protections for Henry County

Flood insurance is crucial in Henry County given your elevated flood risk (51.53)—most properties in mapped flood zones are required to carry it, and it's prudent for others as well. Tornado preparedness is non-negotiable: identify and stock a safe room, establish family communication protocols, and stay weather-aware during spring months. Consider earthquake coverage as well, given the moderate seismic risk (58.11), and review all policies annually to ensure adequate coverage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Henry County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    70th percentile
  2. #2
    EarthquakePrepare
    58th percentile
  3. #3
    FloodPrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Henry County

Risk Verdict

Henry County has a below-average natural disaster risk profile, scoring at the 57th percentile nationally under FEMA's National Risk Index. Households in Henry County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Tornado risk is Henry County's dominant natural hazard, ranked at the 70th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 58th percentile nationally. Additional tracked hazards include flood (52th percentile), hurricane (19th percentile), wildfire (7th percentile).

Preparedness Context

Tornado risk is Henry County's top-ranked natural hazard at the 70th percentile nationally. For Henry County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. The secondary earthquake hazard at the 58th percentile nationally adds seasonal complexity to Henry County's preparedness calendar, since earthquake and tornado risk often peak at different points in the year. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Henry County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

At just 2.6 composite points from the Illinois average, Henry County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Henry County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Henry County, IL?
Henry County has a FEMA National Risk Index rating of Relatively Low, placing it in the 57th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Henry County?
Henry County is evaluated for five major natural hazard types: tornado (70th percentile), earthquake (58th percentile), flooding (52th percentile), hurricane (19th percentile), wildfire (7th percentile). The highest-risk hazard is tornado at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Henry County risk compare to the Illinois average?
Henry County's composite risk percentile is 57th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Henry County faces higher natural disaster risk than the typical county in Illinois.
Is Henry County at risk for tornado?
Yes, Henry County's tornado risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Henry County is at the 52th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Henry County higher risk than average?
Henry County's composite risk score of 57th percentile is above the Illinois state average of 55th percentile. This elevated risk is driven by tornado exposure (70th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.