riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Will County Disaster Risk

Will County, Illinois

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#3

of 102 (1 = highest risk)

Flood Risk

98th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 98% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 56% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 99% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 90% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 26% of US counties

Risk Overview

About Natural Disaster Risk in Will County, Illinois

Will County faces exceptionally high disaster risk

Will County's composite risk score of 97.26 places it in the "Relatively High" category—nearly 79% above the state average and among the most hazard-exposed counties nationally. This Chicago-adjacent county faces compounded risk from multiple severe natural disasters.

Illinois's third-riskiest county

Will County ranks as one of the highest-risk counties in Illinois, trailing only a handful of peers. Its extreme exposure reflects the convergence of multiple hazards that make it one of the state's most vulnerable areas.

Far riskier than surrounding counties

Will County's score of 97.26 dwarfs those of its neighbors, including Cook County and DuPage County. This south suburban area stands alone as a true disaster risk hotspot in the Chicagoland region.

Tornado and flood risk are critical

Tornado risk (99.24) and flood risk (97.87) make Will County one of the nation's most hazard-exposed regions, with nearly worst-case exposure to both. Wildfire risk (56.23) also exceeds state norms, adding a third significant threat.

Flood and tornado insurance are non-negotiable

Will County residents must carry separate flood insurance—the 97.87 flood risk score is among the nation's highest and standard policies don't cover floods. Ensure wind/hail coverage is maxed out given the 99.24 tornado risk, and consider additional coverage riders.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Will County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    99th percentile
  2. #2
    FloodPrepare
    98th percentile
  3. #3
    EarthquakePrepare
    90th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Will County

Risk Verdict

With a national rank of 97th percentile, Will County faces above-average natural disaster pressure across several hazard categories. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Will County.

Hazard Breakdown

Tornado risk is Will County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 98th percentile nationally. Additional tracked hazards include earthquake (90th percentile), wildfire (56th percentile), hurricane (26th percentile).

Preparedness Context

Will County's primary hazard, tornado, ranks at the 99th percentile nationally. In Will County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Alongside tornado exposure, flood at the 98th percentile nationally means Will County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. The highest-risk window for tornado fatalities is overnight, when Will County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Will County households.

Regional Context

Will County falls 42.8 points above Illinois's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Will County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Will County, IL?
Will County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Will County?
Will County is evaluated for five major natural hazard types: tornado (99th percentile), flooding (98th percentile), earthquake (90th percentile), wildfire (56th percentile), hurricane (26th percentile). The highest-risk hazard is tornado at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Will County risk compare to the Illinois average?
Will County's composite risk percentile is 97th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Will County faces higher natural disaster risk than the typical county in Illinois.
Is Will County at risk for tornado?
Yes, Will County's tornado risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Will County is at the 98th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Will County higher risk than average?
Will County's composite risk score of 97th percentile is above the Illinois state average of 55th percentile. This elevated risk is driven by tornado exposure (99th percentile), along with flooding and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.