riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lawrence County Disaster Risk

Lawrence County, Kentucky

FEMA Risk Rating

Relatively Low

National Percentile

53th

of 3,144 counties

State Rank

#41

of 120 (1 = highest risk)

Flood Risk

73th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 73% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 67% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 20% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 33% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 34% of US counties

Risk Overview

About Natural Disaster Risk in Lawrence County, Kentucky

Lawrence faces moderate national risk

Lawrence County's composite risk score of 53.28 is slightly above the national average, earning a "Relatively Low" rating. This northeastern Appalachian county sits in a zone of moderate hazard exposure.

Above-average risk for Kentucky

Lawrence's score of 53.28 exceeds Kentucky's state average of 44.21, placing it in the higher-risk tier. However, it ranks lower than most neighboring eastern Kentucky counties.

Comparable risk to Johnson County

Lawrence County's flood risk of 73.00 and wildfire risk of 66.95 closely match neighboring Johnson and Pike counties. Tornado risk at 20.48 remains low compared to regional peers.

Floods and wildfires pose main threats

Flood risk at 73.00 and wildfire risk at 66.95 dominate Lawrence County's natural hazard profile. Earthquake risk at 32.89 and tornado risk at 20.48 present comparatively lower concerns.

Prioritize flood and wildfire coverage

Federal flood insurance or a private flood policy is essential for Lawrence County residents, especially near waterways. Add a comprehensive homeowners policy with fire coverage and clear brush around your property to reduce wildfire risk.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lawrence County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    73th percentile
  2. #2
    WildfirePrepare
    67th percentile
  3. #3
    HurricanePrepare
    34th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lawrence County

Risk Verdict

With a national percentile rank of 53th, Lawrence County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Flood risk is Lawrence County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 67th percentile nationally. Additional tracked hazards include hurricane (34th percentile), earthquake (33th percentile), tornado (20th percentile).

Preparedness Context

With flood risk ranking at the 73th percentile nationally, Lawrence County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. The county's second-ranked hazard, wildfire at the 67th percentile nationally, means Lawrence County residents face compounding risks from multiple natural hazard types during peak seasons. Registering for Lawrence County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

At 9.1 points above the Kentucky state average, Lawrence County carries meaningfully higher natural disaster exposure than a typical Kentucky county.

Is your household prepared for Lawrence County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lawrence County, KY?
Lawrence County has a FEMA National Risk Index rating of Relatively Low, placing it in the 53th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lawrence County?
Lawrence County is evaluated for five major natural hazard types: flooding (73th percentile), wildfire (67th percentile), hurricane (34th percentile), earthquake (33th percentile), tornado (20th percentile). The highest-risk hazard is flooding at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lawrence County risk compare to the Kentucky average?
Lawrence County's composite risk percentile is 53th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Lawrence County faces higher natural disaster risk than the typical county in Kentucky.
Is Lawrence County at risk for flooding?
Yes, Lawrence County's flooding risk is at the 73th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lawrence County higher risk than average?
Lawrence County's composite risk score of 53th percentile is above the Kentucky state average of 44th percentile. This elevated risk is driven by flooding exposure (73th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.