riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Freeborn County Disaster Risk

Freeborn County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

51th

of 3,144 counties

State Rank

#30

of 87 (1 = highest risk)

Flood Risk

49th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 49% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 24% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 80% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Risk Overview

About Natural Disaster Risk in Freeborn County, Minnesota

Freeborn moderately below national average

Freeborn County's composite risk score of 50.99 with Relatively Low rating sits moderately above the national average, indicating balanced but manageable natural disaster exposure. This profile reflects typical Upper Midwest hazard patterns.

Slightly above Minnesota's average

At 50.99, Freeborn County ranks above Minnesota's 42.38 average, placing it in the moderate-risk band across the state. Roughly half of Minnesota counties face comparable or lower disaster vulnerability.

Riskier than neighboring Dodge County

Freeborn's 50.99 far exceeds safe Dodge County (14.22) but aligns closely with Fillmore County (49.78) and Faribault County (45.52). This positioning reflects southern Minnesota's generally moderate hazard exposure.

Tornadoes represent primary threat

Tornado risk dominates in Freeborn County at 79.64, well above state and national averages, with flood risk at 49.14 providing secondary concern. Wildfire risk remains relatively low at 24.36.

Tornado protection is priority one

Freeborn County residents must carry homeowners insurance with a dedicated tornado or severe weather rider to address the county's most significant threat. Install a weather alert system and identify or create a safe room for protection during violent storms.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Freeborn County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    80th percentile
  2. #2
    FloodPrepare
    49th percentile
  3. #3
    WildfirePrepare
    24th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Freeborn County

Risk Verdict

Freeborn County sits below the national average for natural disaster exposure, ranking at the 51th percentile across all U.S. counties. Understanding the specific hazards behind Freeborn County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Tornado risk is Freeborn County's dominant natural hazard, ranked at the 80th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 49th percentile nationally. Additional tracked hazards include wildfire (24th percentile), earthquake (16th percentile).

Preparedness Context

Ranked at the 80th percentile nationally for tornado risk, Freeborn County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Freeborn County's county shelter map is typically available through the local emergency management office. Flood is the second hazard driver for Freeborn County at the 49th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Freeborn County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 8.6 points above the Minnesota state average puts Freeborn County in a higher-risk category than most counties in the state.

Is your household prepared for Freeborn County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Freeborn County, MN?
Freeborn County has a FEMA National Risk Index rating of Relatively Low, placing it in the 51th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Freeborn County?
Freeborn County is evaluated for five major natural hazard types: tornado (80th percentile), flooding (49th percentile), wildfire (24th percentile), earthquake (16th percentile). The highest-risk hazard is tornado at the 80th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Freeborn County risk compare to the Minnesota average?
Freeborn County's composite risk percentile is 51th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Freeborn County faces higher natural disaster risk than the typical county in Minnesota.
Is Freeborn County at risk for tornado?
Yes, Freeborn County's tornado risk is at the 80th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Freeborn County is at the 49th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Freeborn County higher risk than average?
Freeborn County's composite risk score of 51th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by tornado exposure (80th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.