riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Itasca County Disaster Risk

Itasca County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#11

of 87 (1 = highest risk)

Flood Risk

75th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 75% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 45% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 28% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 3% of US counties

Risk Overview

About Natural Disaster Risk in Itasca County, Minnesota

Itasca County carries above-average national risk

With a composite risk score of 76.72, Itasca County ranks as relatively low risk but substantially above the national average—placing it in a higher-exposure tier compared to most U.S. counties. This reflects significant flood and wildfire hazards concentrated in the northern landscape.

Notably elevated risk among Minnesota counties

Itasca County's 76.72 score is nearly double Minnesota's state average of 42.38, making it one of the state's higher-risk counties. Residents face substantially greater natural disaster exposure than most Minnesota peers.

Most exposed county in the north-central region

Itasca's 76.72 is dramatically higher than nearby Hubbard County (35.18) and Isanti County (26.91), and roughly 25 times higher than Grant County (2.99). This positions Itasca as uniquely vulnerable in the north-central landscape.

Flooding dominates, wildfire secondary threat

Flood risk reaches 75.45—among the highest in the state—reflecting Itasca County's river systems and wet landscape. Wildfire also presents substantial exposure at 44.78, creating compound hazards during spring thaw and summer dry seasons.

Flood insurance is critical for Itasca residents

Homeowners must evaluate flood insurance through the National Flood Insurance Program and check FEMA maps for property-specific risk, then secure coverage before the next major rain event. Maintain wildfire-resistant landscaping, clear gutters regularly, and ensure standard homeowners policies include windstorm coverage as dual protection strategy.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Itasca County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    75th percentile
  2. #2
    WildfirePrepare
    45th percentile
  3. #3
    TornadoPrepare
    28th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Itasca County

Risk Verdict

Itasca County sits below the national average for natural disaster exposure, ranking at the 77th percentile across all U.S. counties. Itasca County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Flood risk is Itasca County's dominant natural hazard, ranked at the 75th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 45th percentile nationally. Additional tracked hazards include tornado (28th percentile), earthquake (3th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 75th percentile nationally, Itasca County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. The county's second-ranked hazard, wildfire at the 45th percentile nationally, means Itasca County residents face compounding risks from multiple natural hazard types during peak seasons. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Itasca County households.

Regional Context

A composite score 34.3 points above the Minnesota state average puts Itasca County in a higher-risk category than most counties in the state.

Is your household prepared for Itasca County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Itasca County, MN?
Itasca County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Itasca County?
Itasca County is evaluated for five major natural hazard types: flooding (75th percentile), wildfire (45th percentile), tornado (28th percentile), earthquake (3th percentile). The highest-risk hazard is flooding at the 75th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Itasca County risk compare to the Minnesota average?
Itasca County's composite risk percentile is 77th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Itasca County faces higher natural disaster risk than the typical county in Minnesota.
Is Itasca County at risk for flooding?
Yes, Itasca County's flooding risk is at the 75th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Itasca County higher risk than average?
Itasca County's composite risk score of 77th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by flooding exposure (75th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.