riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Rice County Disaster Risk

Rice County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

75th

of 3,144 counties

State Rank

#13

of 87 (1 = highest risk)

Flood Risk

77th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 77% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 33% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 89% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 13% of US counties

Risk Overview

About Natural Disaster Risk in Rice County, Minnesota

Rice County faces above-average risk

Rice County's composite risk score of 75.45 significantly exceeds the national average, earning a Relatively Low rating that still places it in higher-risk territory. The score reflects elevated exposure to multiple hazard types, particularly flooding and tornadoes.

Among Minnesota's riskier counties

At 75.45, Rice County's risk score substantially exceeds Minnesota's state average of 42.38, making it one of the state's more vulnerable areas. The county ranks well above most of its peers despite its Relatively Low overall rating.

Highest risk in this region

Rice County's risk profile (75.45) rivals neighboring Scott County (76.56) and far exceeds Sibley County (22.96) to the west. Among local counties, only St. Louis County (91.57) carries substantially greater disaster risk.

Tornadoes and flooding dominate

Tornadoes are Rice County's acute danger, with a risk score of 89.41—among the highest in Minnesota. Flooding ranks second at 77.45, making springtime and severe weather seasons particularly hazardous for county residents.

Don't skip flood and wind insurance

Rice County's elevated tornado and flood risks make supplemental coverage essential—standard homeowners policies exclude both. Homeowners in flood-prone areas should purchase NFIP flood insurance immediately, and all residents need windstorm riders for tornado protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Rice County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    89th percentile
  2. #2
    FloodPrepare
    77th percentile
  3. #3
    WildfirePrepare
    33th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Rice County

Risk Verdict

Rice County sits below the national average for natural disaster exposure, ranking at the 75th percentile across all U.S. counties. Rice County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Tornado risk is Rice County's dominant natural hazard, ranked at the 89th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 77th percentile nationally. Additional tracked hazards include wildfire (33th percentile), earthquake (13th percentile).

Preparedness Context

Ranked at the 89th percentile nationally for tornado risk, Rice County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Rice County's county shelter map is typically available through the local emergency management office. Flood is the second hazard driver for Rice County at the 77th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Rice County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 33.1 points above the Minnesota state average puts Rice County in a higher-risk category than most counties in the state.

Is your household prepared for Rice County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Rice County, MN?
Rice County has a FEMA National Risk Index rating of Relatively Low, placing it in the 75th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Rice County?
Rice County is evaluated for five major natural hazard types: tornado (89th percentile), flooding (77th percentile), wildfire (33th percentile), earthquake (13th percentile). The highest-risk hazard is tornado at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Rice County risk compare to the Minnesota average?
Rice County's composite risk percentile is 75th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Rice County faces higher natural disaster risk than the typical county in Minnesota.
Is Rice County at risk for tornado?
Yes, Rice County's tornado risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Rice County is at the 77th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Rice County higher risk than average?
Rice County's composite risk score of 75th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by tornado exposure (89th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.