Rice County Disaster Risk
Rice County, Minnesota
FEMA Risk Rating
Relatively Low
National Percentile
75th
of 3,144 counties
State Rank
#13
of 87 (1 = highest risk)
Flood Risk
77th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 77% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 33% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 89% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 13% of US counties
Risk Overview
About Natural Disaster Risk in Rice County, Minnesota
Rice County faces above-average risk
Rice County's composite risk score of 75.45 significantly exceeds the national average, earning a Relatively Low rating that still places it in higher-risk territory. The score reflects elevated exposure to multiple hazard types, particularly flooding and tornadoes.
Among Minnesota's riskier counties
At 75.45, Rice County's risk score substantially exceeds Minnesota's state average of 42.38, making it one of the state's more vulnerable areas. The county ranks well above most of its peers despite its Relatively Low overall rating.
Highest risk in this region
Rice County's risk profile (75.45) rivals neighboring Scott County (76.56) and far exceeds Sibley County (22.96) to the west. Among local counties, only St. Louis County (91.57) carries substantially greater disaster risk.
Tornadoes and flooding dominate
Tornadoes are Rice County's acute danger, with a risk score of 89.41—among the highest in Minnesota. Flooding ranks second at 77.45, making springtime and severe weather seasons particularly hazardous for county residents.
Don't skip flood and wind insurance
Rice County's elevated tornado and flood risks make supplemental coverage essential—standard homeowners policies exclude both. Homeowners in flood-prone areas should purchase NFIP flood insurance immediately, and all residents need windstorm riders for tornado protection.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Rice County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Rice County
Risk Verdict
Rice County sits below the national average for natural disaster exposure, ranking at the 75th percentile across all U.S. counties. Rice County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.
Hazard Breakdown
Tornado risk is Rice County's dominant natural hazard, ranked at the 89th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 77th percentile nationally. Additional tracked hazards include wildfire (33th percentile), earthquake (13th percentile).
Preparedness Context
Ranked at the 89th percentile nationally for tornado risk, Rice County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Rice County's county shelter map is typically available through the local emergency management office. Flood is the second hazard driver for Rice County at the 77th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Rice County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.
Regional Context
A composite score 33.1 points above the Minnesota state average puts Rice County in a higher-risk category than most counties in the state.
Is your household prepared for Rice County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Rice County, MN?
What types of natural hazards affect Rice County?
How does Rice County risk compare to the Minnesota average?
Is Rice County at risk for tornado?
How is natural disaster risk measured?
Why is Rice County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.