riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Scott County Disaster Risk

Scott County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#12

of 87 (1 = highest risk)

Flood Risk

73th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 73% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 52% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 89% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Scott County, Minnesota

Scott County faces significant risk

Scott County's composite risk score of 76.56 substantially exceeds the national average, earning a Relatively Low rating that understates its actual hazard exposure. The county ranks among America's higher-risk areas despite its moderate label.

Well above Minnesota average

At 76.56, Scott County's risk score far surpasses Minnesota's state average of 42.38, making it one of the state's more hazard-prone counties. This ranking reflects significant exposure to floods, tornadoes, and wildfire across the county.

Comparable risk to Rice County

Scott County (76.56) sits nearly tied with neighboring Rice County (75.45) as the region's riskiest pair. Only St. Louis County (91.57) carries substantially greater overall disaster risk in Minnesota.

Tornadoes and floods lead threats

Tornadoes represent Scott County's acute danger at 88.96, nearly tied with Rice County as the state's tornado hotspot. Flooding ranks second at 73.03, compounded by wildfire risk (52.00) that exceeds most Minnesota counties.

Invest in comprehensive coverage

Scott County's triple threat of tornadoes, floods, and wildfires demands robust insurance: windstorm riders for tornadoes, NFIP flood insurance, and full homeowners coverage with wildfire provisions. Check your policy exclusions immediately and add coverage gaps before storm season arrives.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Scott County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    89th percentile
  2. #2
    FloodPrepare
    73th percentile
  3. #3
    WildfirePrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Scott County

Risk Verdict

Scott County has a below-average natural disaster risk profile, scoring at the 77th percentile nationally under FEMA's National Risk Index. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Tornado risk is Scott County's dominant natural hazard, ranked at the 89th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 73th percentile nationally. Additional tracked hazards include wildfire (52th percentile), earthquake (10th percentile).

Preparedness Context

Tornado risk is Scott County's top-ranked natural hazard at the 89th percentile nationally. For Scott County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Alongside tornado exposure, flood at the 73th percentile nationally means Scott County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Scott County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

Scott County's composite risk score sits 34.2 points above the Minnesota county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Scott County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Scott County, MN?
Scott County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Scott County?
Scott County is evaluated for five major natural hazard types: tornado (89th percentile), flooding (73th percentile), wildfire (52th percentile), earthquake (10th percentile). The highest-risk hazard is tornado at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Scott County risk compare to the Minnesota average?
Scott County's composite risk percentile is 77th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Scott County faces higher natural disaster risk than the typical county in Minnesota.
Is Scott County at risk for tornado?
Yes, Scott County's tornado risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Scott County is at the 73th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Scott County higher risk than average?
Scott County's composite risk score of 77th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by tornado exposure (89th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.