Pine County Disaster Risk

Pine County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

62th

of 3,144 counties

State Rank

#22

of 87 (1 = highest risk)

Flood Risk

69th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 69% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 66% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 52% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 3% of US counties

Risk Advisory: Pine County

Risk Verdict

Pine County shows a relatively low overall disaster risk profile, scoring in the 62th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Flood risk is the dominant hazard for Pine County, scoring in the 69th percentile nationally. It is followed by wildfire risk at the 66th percentile. Additional hazards include tornado (52th), earthquake (3th).

Preparedness Context

With flood risk as the top concern, Pine County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Pine County is significantly riskier than the average county in Minnesota. Its composite risk score is 19.8 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Pine County, MN?
Pine County has a FEMA National Risk Index rating of Relatively Low, placing it in the 62th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Pine County?
Pine County is evaluated for five major natural hazard types: flooding (69th percentile), wildfire (66th percentile), tornado (52th percentile), earthquake (3th percentile). The highest-risk hazard is flooding at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Pine County risk compare to the Minnesota average?
Pine County's composite risk percentile is 62th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Pine County faces higher natural disaster risk than the typical county in Minnesota.
Is Pine County at risk for flooding?
Yes, Pine County's flooding risk is at the 69th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Pine County higher risk than average?
Pine County's composite risk score of 62th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by flooding exposure (69th percentile), along with wildfire and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.