riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

McKinley County Disaster Risk

McKinley County, New Mexico

FEMA Risk Rating

Relatively Low

National Percentile

78th

of 3,144 counties

State Rank

#13

of 33 (1 = highest risk)

Flood Risk

87th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 87% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 79% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 4% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 78% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in McKinley County, New Mexico

McKinley County faces above-average risk

McKinley County scores 78.24 on composite risk, placing it in the Relatively Low category but well above the national average. This elevated score reflects significant exposure to multiple hazards, particularly flooding and wildfire.

Among New Mexico's higher-risk counties

McKinley County ranks above the state average of 58.92 with a composite score of 78.24, placing it in the upper tier of risk-exposed counties. This positioning reflects substantial multi-hazard vulnerability compared to other New Mexico communities.

Riskier than many nearby counties

McKinley County's 78.24 score exceeds those of Luna and Quay counties to the east. The county faces notably higher flood and earthquake risks than several neighboring communities, making it one of the region's more hazard-exposed areas.

Flooding and wildfire dominate McKinley

Flood risk reaches 86.80, making it McKinley County's top hazard and a serious concern for residents in vulnerable zones. Wildfire risk at 78.69 compounds the threat, while earthquake risk at 77.58 rounds out the county's significant multi-hazard exposure.

Flood and wildfire insurance essential

McKinley County residents in flood-prone areas should carry flood insurance, which standard homeowners policies do not cover. Wildfire coverage is equally critical—ensure your policy explicitly includes protection against wildfire damage and consider defensible space maintenance around your property.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in McKinley County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    87th percentile
  2. #2
    WildfirePrepare
    79th percentile
  3. #3
    EarthquakePrepare
    78th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: McKinley County

Risk Verdict

Natural hazard pressure in McKinley County is below the national midpoint, with a composite score at the 78th percentile. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Flood risk is McKinley County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 79th percentile nationally. Additional tracked hazards include earthquake (78th percentile), tornado (4th percentile), hurricane (0th percentile).

Preparedness Context

Flood risk is McKinley County's top hazard at the 87th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Alongside flooding, wildfire exposure at the 79th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Households across McKinley County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

McKinley County is 19.3 composite risk points above the New Mexico average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for McKinley County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in McKinley County, NM?
McKinley County has a FEMA National Risk Index rating of Relatively Low, placing it in the 78th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect McKinley County?
McKinley County is evaluated for five major natural hazard types: flooding (87th percentile), wildfire (79th percentile), earthquake (78th percentile), tornado (4th percentile), hurricane (0th percentile). The highest-risk hazard is flooding at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does McKinley County risk compare to the New Mexico average?
McKinley County's composite risk percentile is 78th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means McKinley County faces higher natural disaster risk than the typical county in New Mexico.
Is McKinley County at risk for flooding?
Yes, McKinley County's flooding risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is McKinley County higher risk than average?
McKinley County's composite risk score of 78th percentile is above the New Mexico state average of 59th percentile. This elevated risk is driven by flooding exposure (87th percentile), along with wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.