riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Rio Arriba County Disaster Risk

Rio Arriba County, New Mexico

FEMA Risk Rating

Relatively Low

National Percentile

81th

of 3,144 counties

State Rank

#11

of 33 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 96% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 12% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

Risk Overview

About Natural Disaster Risk in Rio Arriba County, New Mexico

Rio Arriba faces significant national risk

Rio Arriba County scores 80.50 on composite risk, earning a Relatively Low rating while exceeding the national average substantially. This elevated score reflects serious exposure to multiple natural hazards across the county's landscape.

Among New Mexico's riskiest counties

Rio Arriba County ranks near the top of New Mexico's risk hierarchy with an 80.50 score, well above the state average of 58.92. The county represents one of the state's most hazard-vulnerable communities.

Significantly riskier than adjacent counties

Rio Arriba County's 80.50 score exceeds neighboring Mora and Taos counties substantially. The county's northern location and mountainous terrain expose residents to some of New Mexico's highest wildfire and earthquake risks.

Wildfire and earthquake are severe threats

Wildfire risk dominates at 96.22, making Rio Arriba County one of New Mexico's most fire-prone areas with extreme threat to structures. Earthquake risk at 79.42 and flood risk at 88.39 complete a formidable multi-hazard profile.

Comprehensive coverage absolutely necessary

Rio Arriba County residents must secure homeowners insurance with comprehensive wildfire coverage and maintain aggressive defensible space management. Earthquake insurance is strongly recommended, especially in areas near active fault lines, and flood insurance should be evaluated for properties in vulnerable zones.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Rio Arriba County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    96th percentile
  2. #2
    FloodPrepare
    88th percentile
  3. #3
    EarthquakePrepare
    79th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Rio Arriba County

Risk Verdict

Rio Arriba County's FEMA risk score places it at the 81th percentile nationally, indicating lower-than-typical exposure for a U.S. county. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Rio Arriba County residents.

Hazard Breakdown

Wildfire risk is Rio Arriba County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 88th percentile nationally. Additional tracked hazards include earthquake (79th percentile), tornado (12th percentile).

Preparedness Context

Rio Arriba County sits at the 96th percentile for wildfire exposure. Signing up for Rio Arriba County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. A secondary flood exposure at the 88th percentile nationally means Rio Arriba County residents face hazards from two distinct natural peril categories during different seasons. In Rio Arriba County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

The New Mexico county average is 21.6 composite points below Rio Arriba County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Rio Arriba County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Rio Arriba County, NM?
Rio Arriba County has a FEMA National Risk Index rating of Relatively Low, placing it in the 81th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Rio Arriba County?
Rio Arriba County is evaluated for five major natural hazard types: wildfire (96th percentile), flooding (88th percentile), earthquake (79th percentile), tornado (12th percentile). The highest-risk hazard is wildfire at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Rio Arriba County risk compare to the New Mexico average?
Rio Arriba County's composite risk percentile is 81th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Rio Arriba County faces higher natural disaster risk than the typical county in New Mexico.
Is Rio Arriba County at risk for wildfire?
Yes, Rio Arriba County's wildfire risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Rio Arriba County is at the 88th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Rio Arriba County higher risk than average?
Rio Arriba County's composite risk score of 81th percentile is above the New Mexico state average of 59th percentile. This elevated risk is driven by wildfire exposure (96th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.