riskbycounty
FEMA National Risk Index

Carteret County Disaster Risk

Carteret County, North Carolina

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#7

of 100 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 89% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 45% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 42% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 99% of US counties

Risk Advisory: Carteret County

Risk Verdict

Carteret County has a relatively moderate overall disaster risk profile, scoring in the 93th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.

Hazard Breakdown

Hurricane risk is the dominant hazard for Carteret County, scoring in the 99th percentile nationally. It is followed by wildfire risk at the 89th percentile. Additional hazards include flood (88th), tornado (45th), earthquake (42th).

Preparedness Context

With hurricane risk as the top concern, Carteret County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Carteret County is significantly riskier than the average county in North Carolina. Its composite risk score is 26.8 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Carteret County, NC?
Carteret County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Carteret County?
Carteret County is evaluated for five major natural hazard types: hurricane (99th percentile), wildfire (89th percentile), flooding (88th percentile), tornado (45th percentile), earthquake (42th percentile). The highest-risk hazard is hurricane at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Carteret County risk compare to the North Carolina average?
Carteret County's composite risk percentile is 93th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Carteret County faces higher natural disaster risk than the typical county in North Carolina.
Is Carteret County at risk for hurricane?
Yes, Carteret County's hurricane risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Carteret County is at the 88th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Carteret County higher risk than average?
Carteret County's composite risk score of 93th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by hurricane exposure (99th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Guilford County

North Carolina

-0.0

Relatively Moderate

93th percentile

Craven County

North Carolina

+0.1

Relatively Moderate

94th percentile

Onslow County

North Carolina

+1.5

Relatively High

95th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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