riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Craven County Disaster Risk

Craven County, North Carolina

FEMA Risk Rating

Relatively Moderate

National Percentile

94th

of 3,144 counties

State Rank

#6

of 100 (1 = highest risk)

Flood Risk

76th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 76% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 83% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 86% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 58% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Craven County, North Carolina

Craven ranks above average for disaster risk

With a composite risk score of 93.58, Craven County faces significantly higher natural disaster risk than the national average of 50. The county's "Relatively Moderate" rating reflects a landscape vulnerable to multiple hazard types, particularly hurricanes and tornadoes.

Among North Carolina's riskiest counties

Craven's score of 93.58 places it well above North Carolina's state average of 66.72, ranking it in the upper tier of the state's 100 counties. This elevation reflects the county's coastal and regional vulnerability to severe weather systems.

Craven faces higher risks than nearby counties

Craven's score of 93.58 exceeds neighboring Currituck County (18.07) substantially, and compares closely to Dare County (89.60) to the north. Both Craven and Dare share intense hurricane exposure, but Craven's inland tornado risk pushes its overall score higher.

Hurricanes and tornadoes pose top threats

Hurricane risk dominates at 98.62—among the highest in the state—while tornado risk at 86.39 creates an additional multi-season threat. Flooding also presents a consistent hazard with a score of 76.05, particularly during heavy rainfall and storm surge events.

Comprehensive insurance is essential here

Standard homeowners policies don't cover hurricane or flood damage; Craven residents should secure separate flood insurance through the National Flood Insurance Program and review hurricane/wind coverage with their agent. Given the dual tornado and hurricane threat, a robust emergency preparedness plan—including a safe room or shelter—offers critical protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Craven County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    99th percentile
  2. #2
    TornadoPrepare
    86th percentile
  3. #3
    WildfirePrepare
    83th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Craven County

Risk Verdict

Craven County registers a moderately elevated natural disaster risk, ranking at the 94th percentile across all U.S. counties. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Craven County.

Hazard Breakdown

Hurricane risk is Craven County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 86th percentile nationally. Additional tracked hazards include wildfire (83th percentile), flood (76th percentile), earthquake (58th percentile).

Preparedness Context

Craven County's primary hazard, hurricane, ranks at the 99th percentile nationally. Having a designated out-of-area contact, a pre-packed go-bag with medications and documents, and a confirmed evacuation route reduces decision-making load when a storm intensifies rapidly. Tornado at the 86th percentile nationally is Craven County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. The National Hurricane Center's official forecast cone and local NWS office watches and warnings are the authoritative sources for Craven County storm tracking; households benefit from bookmarking these before storm season rather than relying on social media during an event.

Regional Context

Craven County falls 26.9 points above North Carolina's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Craven County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Craven County, NC?
Craven County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 94th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Craven County?
Craven County is evaluated for five major natural hazard types: hurricane (99th percentile), tornado (86th percentile), wildfire (83th percentile), flooding (76th percentile), earthquake (58th percentile). The highest-risk hazard is hurricane at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Craven County risk compare to the North Carolina average?
Craven County's composite risk percentile is 94th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Craven County faces higher natural disaster risk than the typical county in North Carolina.
Is Craven County at risk for hurricane?
Yes, Craven County's hurricane risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Craven County is at the 76th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Craven County higher risk than average?
Craven County's composite risk score of 94th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by hurricane exposure (99th percentile), along with tornado and wildfire and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.