riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Vance County Disaster Risk

Vance County, North Carolina

FEMA Risk Rating

Relatively Low

National Percentile

48th

of 3,144 counties

State Rank

#79

of 100 (1 = highest risk)

Flood Risk

55th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 55% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 57% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 79% of US counties

Risk Overview

About Natural Disaster Risk in Vance County, North Carolina

Vance ranks below-average on disaster risk

Vance County's composite risk score of 48.38 qualifies as Relatively Low, placing it well below the national average. The county enjoys a safer overall profile compared to most U.S. counties when it comes to natural hazard exposure.

Among North Carolina's safest counties

At 48.38, Vance scores substantially below North Carolina's average of 66.72, ranking among the state's lower-risk counties. This protective position reflects the county's location away from major tornado and coastal hazard zones.

Safer than most surrounding areas

Vance County (48.38) compares favorably to Warren County (50.76) and significantly outpaces Union County's dangerous 89.06. Its position in the North Carolina Piedmont keeps it away from coastal surge and extreme windstorm corridors.

Tornados and hurricanes present primary hazards

Tornado risk reaches 63.93 in Vance, while hurricane risk scores 79.06—both well above other hazard exposures in the county. Flood risk remains moderate at 55.22, reflecting typical Piedmont drainage patterns.

Prepare for severe convection and wind

Vance residents should invest in a safe room or sturdy shelter for tornado protection and secure roof reinforcement against severe winds. Standard homeowners insurance typically covers wind and hail damage, but verify coverage limits for high winds.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Vance County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    79th percentile
  2. #2
    TornadoPrepare
    64th percentile
  3. #3
    EarthquakePrepare
    57th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Vance County

Risk Verdict

Vance County's FEMA risk score places it at the 48th percentile nationally, indicating lower-than-typical exposure for a U.S. county. Vance County residents can take confidence from a 48th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Hurricane risk is Vance County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 64th percentile nationally. Additional tracked hazards include earthquake (57th percentile), flood (55th percentile), wildfire (17th percentile).

Preparedness Context

With hurricane ranked at the 79th percentile nationally, Vance County sits in a zone where multi-day supply readiness matters: grid outages after landfalling storms can last one to three weeks in heavily affected areas. Tornado at the 64th percentile nationally is Vance County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Insurance gaps are the most common post-hurricane financial shock: standard homeowners policies typically exclude flood damage and may have a separate wind deductible. Vance County households benefit from a pre-season insurance review confirming both wind and flood coverage.

Regional Context

At 18.3 points below the North Carolina state average, Vance County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Vance County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Vance County, NC?
Vance County has a FEMA National Risk Index rating of Relatively Low, placing it in the 48th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Vance County?
Vance County is evaluated for five major natural hazard types: hurricane (79th percentile), tornado (64th percentile), earthquake (57th percentile), flooding (55th percentile), wildfire (17th percentile). The highest-risk hazard is hurricane at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Vance County risk compare to the North Carolina average?
Vance County's composite risk percentile is 48th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Vance County faces lower natural disaster risk than the typical county in North Carolina.
Is Vance County at risk for hurricane?
Yes, Vance County's hurricane risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Vance County is at the 55th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Vance County a safe place to live?
Vance County's composite risk score of 48th percentile is below the North Carolina state average of 67th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 79th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.