riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Klamath County Disaster Risk

Klamath County, Oregon

FEMA Risk Rating

Relatively Low

National Percentile

78th

of 3,144 counties

State Rank

#19

of 36 (1 = highest risk)

Flood Risk

78th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 78% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 94% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 4% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 94% of US counties

Risk Overview

About Natural Disaster Risk in Klamath County, Oregon

Klamath faces moderate national risk

Klamath County's composite risk score of 77.93 puts it above the national average for natural disaster exposure. The Relatively Low state rating masks significant underlying hazards, particularly wildfire and earthquake risks. While not in the highest national tier, Klamath residents should maintain active hazard awareness.

Mid-range risk within Oregon

At 77.93, Klamath ranks in the middle tier of Oregon's 36 counties—notably above the state average of 63.43. The county sits between low-risk Lake (19.08) and high-risk Josephine (90.24), reflecting a balanced but still-concerning hazard profile. Klamath's position underscores that even mid-tier Oregon counties face substantial disaster risk.

Riskier than Lake, safer than Josephine

Klamath (77.93) sits between its rural neighbors: Lake County's very low 19.08 score and Josephine's elevated 90.24. Klamath's wildfire risk of 94.40 rivals Josephine's, though Klamath's earthquake risk (94.50) and flood risk (78.50) are somewhat lower. This positions Klamath as a moderate-to-elevated threat zone in south-central Oregon.

Wildfire and earthquakes top the list

Klamath's wildfire risk of 94.40 and earthquake risk of 94.50 are nearly identical and equally severe. The county's flood risk of 78.50 adds a third significant exposure, particularly relevant given Oregon's precipitation patterns. Tornado risk remains very low at 4.33, allowing residents to focus preparedness efforts elsewhere.

Bundle earthquake and wildfire coverage

Klamath homeowners must add earthquake insurance to standard policies, given the 94.50 seismic risk and proximity to fault zones. Review wildfire exclusions carefully; many insurers tighten coverage in high-risk zones, so early enrollment is critical. Combine insurance with defensible space maintenance—clearing brush and dead trees significantly reduces wildfire vulnerability.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Klamath County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    94th percentile
  2. #2
    WildfirePrepare
    94th percentile
  3. #3
    FloodPrepare
    78th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Klamath County

Risk Verdict

With a national percentile rank of 78th, Klamath County faces below-average hazard exposure relative to U.S. counties as a whole. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Klamath County residents should plan accordingly.

Hazard Breakdown

Earthquake risk is Klamath County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 94th percentile nationally. Additional tracked hazards include flood (78th percentile), tornado (4th percentile).

Preparedness Context

At the 94th percentile nationally for earthquake exposure, Klamath County households benefit from practicing Drop, Cover, and Hold On — the protocol that minimizes injury during shaking. Getting under a sturdy table or desk and holding on until shaking stops is the key action. The county's wildfire risk at the 94th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Building age matters for earthquake risk in Klamath County: structures built before local seismic code adoption are statistically more vulnerable. Contacting the local building department about retrofit programs can reveal whether your structure qualifies for mitigation assistance.

Regional Context

At 14.5 points above the Oregon state average, Klamath County carries meaningfully higher natural disaster exposure than a typical Oregon county.

Is your household prepared for Klamath County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Klamath County, OR?
Klamath County has a FEMA National Risk Index rating of Relatively Low, placing it in the 78th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Klamath County?
Klamath County is evaluated for five major natural hazard types: earthquake (94th percentile), wildfire (94th percentile), flooding (78th percentile), tornado (4th percentile). The highest-risk hazard is earthquake at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Klamath County risk compare to the Oregon average?
Klamath County's composite risk percentile is 78th, compared to the Oregon state average of 63th percentile. The state's overall risk rating is Relatively Low. This means Klamath County faces higher natural disaster risk than the typical county in Oregon.
Is Klamath County at risk for earthquake?
Yes, Klamath County's earthquake risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Klamath County is at the 78th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Klamath County higher risk than average?
Klamath County's composite risk score of 78th percentile is above the Oregon state average of 63th percentile. This elevated risk is driven by earthquake exposure (94th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.