riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Benton County Disaster Risk

Benton County, Washington

FEMA Risk Rating

Relatively Moderate

National Percentile

87th

of 3,144 counties

State Rank

#19

of 39 (1 = highest risk)

Flood Risk

90th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 90% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 97% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 20% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 93% of US counties

Risk Overview

About Natural Disaster Risk in Benton County, Washington

Benton County faces moderate disaster risks

With a composite risk score of 87.09, Benton County ranks well above the national average and carries a relatively moderate risk rating. Residents experience meaningful exposure to multiple natural hazards that require serious preparedness planning.

Among Washington's highest-risk counties

Benton County's score of 87.09 exceeds Washington's state average of 70.01 by 24%, ranking it in the upper tier of state risk. Only a handful of Washington counties face greater overall disaster exposure than Benton.

Higher risk than Adams, similar to Chelan

Benton County (87.09) faces substantially more disaster risk than its western neighbor Adams County (23.22) but aligns closely with Chelan County (90.87) and Cowlitz County (90.30). The county sits in a cluster of mid-Columbia and eastern Washington communities with elevated multi-hazard exposure.

Wildfires, floods, and earthquakes converge here

Benton County experiences extreme wildfire risk (96.69), severe flood risk (89.73), and dangerous earthquake risk (93.13), creating a particularly hazardous natural environment. Tornado risk is moderate at 19.62, making these three hazards the primary concerns for residents.

Comprehensive protection is critical

Benton County residents need robust disaster coverage including earthquake insurance, wildfire protection, and comprehensive flood insurance through the National Flood Insurance Program. Given the county's convergence of major hazards, maintaining adequate coverage on all fronts is essential for financial security.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Benton County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    97th percentile
  2. #2
    EarthquakePrepare
    93th percentile
  3. #3
    FloodPrepare
    90th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Benton County

Risk Verdict

With a composite score at the 87th percentile, Benton County sits above the national median for natural hazard exposure. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Benton County residents should plan accordingly.

Hazard Breakdown

Wildfire risk is Benton County's dominant natural hazard, ranked at the 97th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 93th percentile nationally. Additional tracked hazards include flood (90th percentile), tornado (20th percentile).

Preparedness Context

At the 97th percentile nationally for wildfire risk, Benton County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. The county's earthquake exposure at the 93th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Benton County residents.

Regional Context

At 17.1 points above the Washington state average, Benton County carries meaningfully higher natural disaster exposure than a typical Washington county.

Is your household prepared for Benton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Benton County, WA?
Benton County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 87th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Benton County?
Benton County is evaluated for five major natural hazard types: wildfire (97th percentile), earthquake (93th percentile), flooding (90th percentile), tornado (20th percentile). The highest-risk hazard is wildfire at the 97th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Benton County risk compare to the Washington average?
Benton County's composite risk percentile is 87th, compared to the Washington state average of 70th percentile. The state's overall risk rating is Relatively Low. This means Benton County faces higher natural disaster risk than the typical county in Washington.
Is Benton County at risk for wildfire?
Yes, Benton County's wildfire risk is at the 97th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Benton County is at the 90th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Benton County higher risk than average?
Benton County's composite risk score of 87th percentile is above the Washington state average of 70th percentile. This elevated risk is driven by wildfire exposure (97th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.