riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Pierce County Disaster Risk

Pierce County, Washington

FEMA Risk Rating

Relatively High

National Percentile

99th

of 3,144 counties

State Rank

#2

of 39 (1 = highest risk)

Flood Risk

96th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 96% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 77% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 41% of US counties

Earthquake

Seismic activity and ground shaking risk

Very High

Higher than 100% of US counties

Risk Overview

About Natural Disaster Risk in Pierce County, Washington

Pierce County faces relatively high risks

Pierce County scores 98.54 on the composite risk scale, far exceeding Washington's state average of 70.01 and placing it in the relatively high risk category nationally. This means Pierce residents face more frequent and severe natural hazards than most American counties. The county's dense population and geography create compounded disaster exposure across multiple hazard types.

Second-highest disaster risk in Washington

Pierce County ranks second statewide for overall disaster risk, trailing only Snohomish County (97.87) and ahead of Pacific County (92.75). Pierce's highest scores are earthquake (99.55), flood (96.22), and wildfire (76.78), reflecting major vulnerabilities across three critical hazard types. Only two Washington counties score above 95, making Pierce's profile exceptionally risky by state standards.

Riskiest in the greater Puget Sound

Pierce County's 98.54 score is slightly higher than neighboring Snohomish County (97.87) and substantially higher than Thurston County (approximately 60-65 range). Both Pierce and Snohomish share similar earthquake (99+ range) and flood (95+) profiles due to their Puget Sound proximity and Cascadia Subduction Zone exposure. Pierce's tornado risk (41.22) is also higher than Thurston's, reflecting broader storm exposure in the southern Sound region.

Earthquakes, floods, and tornadoes converge

Earthquake risk dominates at 99.55—Pierce County sits directly above the Cascadia Subduction Zone, making a major seismic event the county's most catastrophic potential threat. Flood risk (96.22) affects river valleys and low-lying urban areas, while tornado risk (41.22) is surprisingly significant for a western Washington county, exceeding many Midwest communities. Together, these three hazards create a complex insurance and preparedness challenge for homeowners.

Multi-hazard insurance strategy required

Pierce County homeowners must secure earthquake insurance, which is separate from standard homeowners policies, and flood insurance through the National Flood Insurance Program if in a mapped flood zone. Review your property's location relative to tsunami hazard zones and evacuation routes—Mount Rainier's lahars also threaten some communities in the county's eastern regions. Consider a home safety audit addressing seismic bracing, flood barriers, and storm-resistant upgrades.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Pierce County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    100th percentile
  2. #2
    FloodPrepare
    96th percentile
  3. #3
    WildfirePrepare
    77th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Pierce County

Risk Verdict

Pierce County carries an elevated natural disaster risk burden, scoring at the 99th percentile nationally under FEMA's risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Earthquake risk is Pierce County's dominant natural hazard, ranked at the 100th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 96th percentile nationally. Additional tracked hazards include wildfire (77th percentile), tornado (41th percentile).

Preparedness Context

Earthquake risk is Pierce County's leading natural hazard, ranked at the 100th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. The county's flood risk at the 96th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Pierce County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.

Regional Context

Pierce County's composite risk score sits 28.5 points above the Washington county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Pierce County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Pierce County, WA?
Pierce County has a FEMA National Risk Index rating of Relatively High, placing it in the 99th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Pierce County?
Pierce County is evaluated for five major natural hazard types: earthquake (100th percentile), flooding (96th percentile), wildfire (77th percentile), tornado (41th percentile). The highest-risk hazard is earthquake at the 100th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Pierce County risk compare to the Washington average?
Pierce County's composite risk percentile is 99th, compared to the Washington state average of 70th percentile. The state's overall risk rating is Relatively Low. This means Pierce County faces higher natural disaster risk than the typical county in Washington.
Is Pierce County at risk for earthquake?
Yes, Pierce County's earthquake risk is at the 100th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Pierce County is at the 96th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Pierce County higher risk than average?
Pierce County's composite risk score of 99th percentile is above the Washington state average of 70th percentile. This elevated risk is driven by earthquake exposure (100th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.