riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Snohomish County Disaster Risk

Snohomish County, Washington

FEMA Risk Rating

Relatively High

National Percentile

98th

of 3,144 counties

State Rank

#3

of 39 (1 = highest risk)

Flood Risk

96th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 96% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 39% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Snohomish County, Washington

Snohomish County's disaster risk is relatively high

Snohomish County scores 97.87 on the composite risk scale, far exceeding Washington's state average of 70.01 and placing it in the relatively high risk category nationally. This means Snohomish residents face more frequent and severe natural hazards than most American counties. The county's large population and geography create compounded disaster exposure across multiple interconnected hazard types.

Highest-risk county in Washington

Snohomish County ranks first statewide for overall disaster risk, with a 97.87 score that exceeds Pierce County (98.54) and Pacific County (92.75). Snohomish's scores are exceptional across three hazard types: earthquake (99.33), flood (95.74), and tornado (38.80), creating a uniquely complex risk environment. Only Snohomish and Pierce counties exceed 97 on Washington's composite risk scale.

Most hazardous Puget Sound location

Snohomish County's 97.87 score is slightly higher than Pierce County (98.54) despite nearly identical earthquake and flood profiles, reflecting Snohomish's slightly higher tornado risk (38.80 vs Pierce's 41.22). Both counties share similar geographic exposure to the Cascadia Subduction Zone and river systems, making them Washington's two riskiest metropolitan areas. Neighboring San Juan County (35.37) faces dramatically less overall hazard exposure due to its island location.

Earthquakes, floods, and tornadoes prevail

Earthquake risk (99.33) is Snohomish County's dominant threat, with the Cascadia Subduction Zone directly beneath the county creating potential for catastrophic ground shaking and tsunami hazards. Flood risk (95.74) affects river valleys, Puget Sound lowlands, and urban stormwater systems, particularly during winter storms and spring snowmelt. Tornado risk (38.80) is surprisingly significant for western Washington, exceeding many Midwest communities and requiring storm preparedness alongside seismic and flood measures.

Comprehensive multi-hazard insurance essential

Snohomish County homeowners must secure earthquake insurance (separate from standard policies) and flood insurance through the National Flood Insurance Program if in a mapped flood zone—the county's 95.74 flood risk makes this mandatory. Review your property's tsunami hazard zone and establish multiple evacuation routes, as seismic events could trigger coastal inundation. Consider reinforcing your home's seismic stability through foundation bolting and soft-story retrofits, and establish a basement safe room for tornado warnings.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Snohomish County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    99th percentile
  2. #2
    FloodPrepare
    96th percentile
  3. #3
    WildfirePrepare
    61th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Snohomish County

Risk Verdict

At the 98th percentile nationally, Snohomish County is among the more hazard-exposed counties in the United States. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Snohomish County residents should plan accordingly.

Hazard Breakdown

Earthquake risk is Snohomish County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 96th percentile nationally. Additional tracked hazards include wildfire (61th percentile), tornado (39th percentile).

Preparedness Context

At the 99th percentile nationally for earthquake exposure, Snohomish County households benefit from practicing Drop, Cover, and Hold On — the protocol that minimizes injury during shaking. Getting under a sturdy table or desk and holding on until shaking stops is the key action. Alongside earthquake exposure, Snohomish County's flood risk at the 96th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Building age matters for earthquake risk in Snohomish County: structures built before local seismic code adoption are statistically more vulnerable. Contacting the local building department about retrofit programs can reveal whether your structure qualifies for mitigation assistance.

Regional Context

At 27.9 points above the Washington state average, Snohomish County carries meaningfully higher natural disaster exposure than a typical Washington county.

Is your household prepared for Snohomish County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Snohomish County, WA?
Snohomish County has a FEMA National Risk Index rating of Relatively High, placing it in the 98th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Snohomish County?
Snohomish County is evaluated for five major natural hazard types: earthquake (99th percentile), flooding (96th percentile), wildfire (61th percentile), tornado (39th percentile). The highest-risk hazard is earthquake at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Snohomish County risk compare to the Washington average?
Snohomish County's composite risk percentile is 98th, compared to the Washington state average of 70th percentile. The state's overall risk rating is Relatively Low. This means Snohomish County faces higher natural disaster risk than the typical county in Washington.
Is Snohomish County at risk for earthquake?
Yes, Snohomish County's earthquake risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Snohomish County is at the 96th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Snohomish County higher risk than average?
Snohomish County's composite risk score of 98th percentile is above the Washington state average of 70th percentile. This elevated risk is driven by earthquake exposure (99th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.