riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Douglas County Disaster Risk

Douglas County, Oregon

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#7

of 36 (1 = highest risk)

Flood Risk

95th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 95% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 98% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 6% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 97% of US counties

Risk Overview

About Natural Disaster Risk in Douglas County, Oregon

Douglas: Oregon's Highest Composite Risk

Douglas County scores 92.94, among the highest composite risk scores in the nation and significantly above the U.S. average. This relatively moderate risk rating reflects severe exposure across multiple hazard categories—nearly all of Douglas's risk dimensions score in the 90s. The county faces one of America's most complex natural disaster environments.

The State's Most Hazardous County

Douglas County's 92.94 composite score places it as Oregon's riskiest county, far exceeding the state average of 63.43. Every major hazard category—wildfire, earthquake, and flood—scores above 95, creating compounded exposure. Douglas stands alone as the state's highest-risk community across nearly all natural disaster types.

Dramatically Riskier Than Surrounding Areas

Douglas faces exponentially higher risk than nearby Coos County and Lane County communities, and dwarfs the minimal exposure of neighboring Gilliam and Grant counties. Only Jackson County approaches Douglas's risk level at 92.53, with similar wildfire and earthquake threats. The county's convergence of geological vulnerability and fire-prone terrain creates uniquely severe conditions.

Triple Threat: Fire, Earthquake, Flood

Wildfire risk of 97.84 and earthquake risk of 97.30 represent equally severe threats, while flood risk at 95.20 adds substantial water-related danger. This convergence of three major hazards at near-maximum levels makes Douglas uniquely vulnerable to cascading disasters. Tornado risk remains negligible at 6.42, providing minimal relief in the overall risk picture.

Comprehensive Coverage Essential for Douglas

Douglas residents must secure earthquake insurance and wildfire coverage immediately, as standard homeowners policies exclude both hazards. Flood insurance is equally critical given the county's 95.20 flood risk score, especially for properties in designated zones. Consult a disaster-preparedness specialist to create a multi-hazard insurance strategy tailored to Douglas's exceptional risk profile.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Douglas County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    98th percentile
  2. #2
    EarthquakePrepare
    97th percentile
  3. #3
    FloodPrepare
    95th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Douglas County

Risk Verdict

Natural hazard risk in Douglas County is higher than the majority of U.S. counties, with a national composite rank of 93th. Douglas County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Wildfire risk is Douglas County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 97th percentile nationally. Additional tracked hazards include flood (95th percentile), tornado (6th percentile).

Preparedness Context

At the 98th percentile nationally for wildfire, Douglas County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. Alongside wildfire, earthquake at the 97th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Douglas County residents can use to stay ahead of rapidly changing wildfire conditions.

Regional Context

A composite score 29.5 points above the Oregon state average puts Douglas County in a higher-risk category than most counties in the state.

Is your household prepared for Douglas County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Douglas County, OR?
Douglas County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Douglas County?
Douglas County is evaluated for five major natural hazard types: wildfire (98th percentile), earthquake (97th percentile), flooding (95th percentile), tornado (6th percentile). The highest-risk hazard is wildfire at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Douglas County risk compare to the Oregon average?
Douglas County's composite risk percentile is 93th, compared to the Oregon state average of 63th percentile. The state's overall risk rating is Relatively Low. This means Douglas County faces higher natural disaster risk than the typical county in Oregon.
Is Douglas County at risk for wildfire?
Yes, Douglas County's wildfire risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Douglas County is at the 95th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Douglas County higher risk than average?
Douglas County's composite risk score of 93th percentile is above the Oregon state average of 63th percentile. This elevated risk is driven by wildfire exposure (98th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.