riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Jackson County Disaster Risk

Jackson County, Oregon

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#8

of 36 (1 = highest risk)

Flood Risk

93th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 93% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 99% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 7% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 97% of US counties

Risk Overview

About Natural Disaster Risk in Jackson County, Oregon

Jackson: Among Nation's Most Hazardous Counties

Jackson County scores 92.53 on the composite risk scale, placing it among the most disaster-prone counties in America. This relatively moderate risk rating reflects extreme exposure across wildfire, earthquake, and flood hazards, with nearly all scoring above 93. The county faces one of the nation's most complex natural disaster environments.

Oregon's Second-Most Hazardous County

Jackson's 92.53 composite score ranks it second only to Douglas County in Oregon's disaster risk hierarchy, far exceeding the state average of 63.43. Wildfire (99.05), earthquake (97.36), and flood (93.13) all score at near-maximum levels, creating compounded vulnerability. Jackson represents Oregon's second zone of exceptional multi-hazard concentration.

Nearly As Dangerous As Douglas County

Jackson's 92.53 score nearly matches Douglas County's 92.94, making them the state's two most hazardous communities by far. Both counties share wildfire and earthquake exposure above 97, creating nearly identical multi-hazard profiles. All other neighboring counties—from low-risk Grant (32.12) to moderate-risk Deschutes (84.92)—face substantially lower overall exposure.

Wildfire, Earthquake, Flood: Maximum Triple Threat

Jackson County faces the nation's highest wildfire risk at 99.05, combined with earthquake (97.36) and flood (93.13) risks that are nearly equally severe. This convergence of three maximum-level hazards creates exceptional compound disaster vulnerability. Tornado activity remains minimal at 6.52, providing the only area of reduced exposure.

Comprehensive Multi-Hazard Insurance Mandatory

Jackson residents must immediately secure wildfire and earthquake insurance, as standard homeowners policies exclude both, leaving homes critically unprotected. Flood insurance is equally non-negotiable given the 93.13 risk score, especially for properties in designated zones. Consult a disaster-preparedness specialist to build a comprehensive insurance strategy for Oregon's second-most-hazardous county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Jackson County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    99th percentile
  2. #2
    EarthquakePrepare
    97th percentile
  3. #3
    FloodPrepare
    93th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Jackson County

Risk Verdict

Jackson County's overall risk score at the 93th percentile nationally signals meaningful exposure to multiple natural hazard types. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Wildfire risk is Jackson County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 97th percentile nationally. Additional tracked hazards include flood (93th percentile), tornado (7th percentile).

Preparedness Context

Jackson County's dominant hazard is wildfire, ranked at the 99th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Jackson County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. The county's earthquake exposure at the 97th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Jackson County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

Compared to other Oregon counties, Jackson County runs 29.1 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Jackson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Jackson County, OR?
Jackson County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jackson County?
Jackson County is evaluated for five major natural hazard types: wildfire (99th percentile), earthquake (97th percentile), flooding (93th percentile), tornado (7th percentile). The highest-risk hazard is wildfire at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jackson County risk compare to the Oregon average?
Jackson County's composite risk percentile is 93th, compared to the Oregon state average of 63th percentile. The state's overall risk rating is Relatively Low. This means Jackson County faces higher natural disaster risk than the typical county in Oregon.
Is Jackson County at risk for wildfire?
Yes, Jackson County's wildfire risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Jackson County is at the 93th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Jackson County higher risk than average?
Jackson County's composite risk score of 93th percentile is above the Oregon state average of 63th percentile. This elevated risk is driven by wildfire exposure (99th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.