riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Kitsap County Disaster Risk

Kitsap County, Washington

FEMA Risk Rating

Relatively Moderate

National Percentile

92th

of 3,144 counties

State Rank

#8

of 39 (1 = highest risk)

Flood Risk

79th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 79% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 40% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 24% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Kitsap County, Washington

Kitsap County carries relatively moderate risk

Kitsap County's composite risk score of 92.30 places it in the "Relatively Moderate" category, above the national average but lower than many high-hazard regions. The county's risk is concentrated in earthquake exposure and coastal flooding, not evenly distributed across all disaster types.

Above average risk for Washington state

Kitsap County scores 92.30 against Washington's state average of 70.01, ranking it in the upper tier of county risk statewide. The gap reflects significant seismic hazard from the Cascadia Subduction Zone and fault systems affecting this Puget Sound peninsula.

Kitsap sits between risk extremes

Kitsap County's score of 92.30 exceeds Mason County (85.34) to the south but falls short of King County's extreme 99.68 to the east. This places Kitsap as a moderate-to-high risk zone within the greater Puget Sound region.

Earthquakes and flooding threaten Kitsap

Kitsap County faces severe earthquake risk (98.66) from the Cascadia Subduction Zone and local faults, plus notable flood exposure (79.40) along Puget Sound and river valleys. Wildfire risk (39.85) is relatively low compared to eastern Washington, and tornadoes (23.66) are uncommon.

Earthquake and flood coverage essential

Kitsap County residents should prioritize earthquake and flood insurance, as standard policies exclude both hazards. Waterfront and riverside homeowners face particular flooding risk, while all structures in Kitsap need seismic readiness—securing water heaters, bracing foundations, and maintaining earthquake insurance.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Kitsap County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    99th percentile
  2. #2
    FloodPrepare
    79th percentile
  3. #3
    WildfirePrepare
    40th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Kitsap County

Risk Verdict

FEMA's National Risk Index rates Kitsap County at the 92th percentile nationally — above average and worth proactive preparation. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Earthquake risk is Kitsap County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 79th percentile nationally. Additional tracked hazards include wildfire (40th percentile), tornado (24th percentile).

Preparedness Context

Earthquake exposure at the 99th percentile nationally puts Kitsap County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. The county's flood risk at the 79th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Kitsap County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Kitsap County is 22.3 composite risk points above the Washington average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Kitsap County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Kitsap County, WA?
Kitsap County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 92th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kitsap County?
Kitsap County is evaluated for five major natural hazard types: earthquake (99th percentile), flooding (79th percentile), wildfire (40th percentile), tornado (24th percentile). The highest-risk hazard is earthquake at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kitsap County risk compare to the Washington average?
Kitsap County's composite risk percentile is 92th, compared to the Washington state average of 70th percentile. The state's overall risk rating is Relatively Low. This means Kitsap County faces higher natural disaster risk than the typical county in Washington.
Is Kitsap County at risk for earthquake?
Yes, Kitsap County's earthquake risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Kitsap County is at the 79th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Kitsap County higher risk than average?
Kitsap County's composite risk score of 92th percentile is above the Washington state average of 70th percentile. This elevated risk is driven by earthquake exposure (99th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.